Prepayment speeds are the key driver behind servicing values
Rob Chrisman
Rob Chrisman began his career in mortgage banking – primarily capital markets – 35 years ago. He is on the board of directors of Inheritance Funding Corporation, of Doorway Home Loans, of AXIS Appraisal Management, and of the California MBA. He is also a member of the Secure Settlements Advisory Board, an associate of the STRATMOR Group, and of the Mortgage Bankers Association of the Carolinas and its membership committee.
Easily overlooked is the timing of making payments
There are positives amidst the negative numbers
What to know before putting your business up for sale
The steps that will be taken to prevent too much inflation from breaking out
A primer on selling loans directly to GSEs or securitizing loans yourself
Low unemployment could impact lower rates
M&A tends to heat up when profits decline, such as 2022.
Important to weigh your decision before picking your buyer.
Originators and lenders need to pay heed to possible impacts.