NCS Inc., a risk analysis leader retailing its TRV branded services through 150 plus credit reporting agencies throughout the United States, announced that the effective period of the IRS authorization forms used to retrieve the information that populates its TRV (R) Services had doubled, from a 60 day window to 120 days. The IRS forms 4506-T and 4506T-EZ are both used to retrieve income and TIN (Taxpayer Identification Number) verification from the IRS, most often in connection with a transaction through a benefit provider, such as a mortgage lender.Read more

The sale and use of mortgage trigger leads has successfully cleared another legal challenge recently, when the Second Circuit Court upheld the prior decision to dismiss a challenge to the practice by Premium Mortgage Corporation of Rochester, N.Y. This comes after the three national credit bureaus, lead by their trade association, the Consumer Data Industry Association (CDIA), successfully filed a lawsuit against the Minnesota Attorney General to stop a Minnesota law that would have effectively banned the practice in July of 2007.Read more