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Fair Housing Act

HUD Fines Philly Firm for Fair Housing Act Violations

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The U.S. Department of Housing & Urban Development (HUD) has announced that Brotman Enterprise LLC, a Philadelphia-area real estate company, will pay $25,000 as part of a Conciliation Agreement resolving allegations that its agents discriminated against African-American prospective renters.Click to continue

HUD Settles With BofA Over Lending Discrimination Tied to Refis

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The U.S. Department of Housing and Urban Development (HUD) announced that Bank of America will pay $45,000 as part of Conciliation Agreements resolving allegations the lender discriminated against pregnant women seeking mortgage loans.  HUD had alleged that the Bank of America refused to refinance the mortgages of two couples in California and Texas, because the women were on maternity leave.Click to continue

LoanLogics Announces CFPB-Friendly Upgrade

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LoanLogics has enhanced its LoanDecisions product with a new Fair Lending feature designed to satisfy the Consumer Finance Protection Bureau’s Fair Lending audits that are more in-depth than in the past and seek to enforce provisions of the Fair Housing Act and Equal Credit Opportunity Act.Click to continue

HUD Begins Litigation In Discrimination Case

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The U.S. Department of Housing and Urban Development (HUD) announced that it is charging Fifth Third Bank, Fifth Third Mortgage Company and Cranbrook Mortgage Corporation with discriminating against a couple with disabilities who were attempting to refinance their home mortgage. HUD’s charge alleges that the Cincinnati, Ohio-based mortgage lender and the Clinton Township, Michigan-based mortgage broker required unnecessary medical documentation in order to qualify the couple for a Federal Housing Administration (FHA) loan.Click to continue

Judge Okays Predatory Lending Suit Against Morgan Stanley

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A federal court has ruled that a landmark discrimination lawsuit against Morgan Stanley can move forward. Judge Harold Baer denied in part the investment bank’s motion to dismiss the case, which alleges Morgan Stanley violated Fair Housing Act Title VIII of the Civil Rights Act of 1968 (Fair Housing Act) by encouraging lenders to push high-risk mortgage loans on African-American borrowers.Click to continue

HUD Reaches Settlement With BofA and Fannie Mae on Fair Housing Act Violation

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The U.S. Department of Housing & Urban Development (HUD) has announced that it has reached a Conciliation Agreement with Bank of America and Fannie Mae, settling allegations that the Charlotte, N.C.-based lender and Fannie Mae violated the Fair Housing Act by denying a borrower’s application to modify her mortgage loan because she did not provide sufficient information about the nature of her disability. The woman was applying for a loan modification through the Obama Administration’s Home Affordable Modification Program (HAMP).Click to continue

HUD Launches Campaign for April's Fair Housing Month

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The U.S. Department of Housing and Urban Development (HUD) and the National Fair Housing Alliance (NFHA) launched a national media campaign to educate the public and housing providers about their rights and responsibilities under the Fair Housing Act. The campaign, titled “Fair Housing Is Your Right. Use It,” includes English, Spanish, and Chinese radio and print public service advertisements (PSAs) that feature examples of actions which violate the Fair Housing Act and let the public know what to do if they experience housing discrimination.Click to continue

HUD Releases New App Geared Toward Fair Housing

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The U.S. Department of Housing & Urban Development (HUD) has launched the first housing discrimination mobile application (app) for iPhone and iPad. Developed by HUD’s Office of Fair Housing and Equal Opportunity (FHEO) and HP, the app uses the latest technology to provide the public with a quick and easy way to learn about their housing rights and to file housing discrimination complaints, and inform the housing industry about its responsibilities under the Fair Housing Act.Click to continue

HUD Issues Rule Formalizing Standard on Discriminatory Effects in Housing

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The U.S. Department of Housing & Urban Development (HUD) has announced that it is issuing a final rule to formalize the national standard for determining whether a housing practice violates the Fair Housing Act as the result of discriminatory effect. “Through the issuance of this Rule, HUD is reaffirming its commitment to enforcing the Fair Housing Act in a consistent and uniform manner,” said HUD Secretary Shaun Donovan. “This will ensure the continued strength of one of the most important tools for exposing and ending housing discrimination.”Click to continue

HUD and PNC Bank Settle Maternity Discrimination Claim

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The U.S. Department of Housing and Urban Development (HUD) has announced that it has reached an Agreement with PNC Mortgage in Trumbull, CT, settling allegations that the lender violated the Fair Housing Act by requiring a home loan applicant on paid maternity leave to return to work before the lender would approve a home loan. PNC Mortgage is a division of Virginia-based PNC Bank National Association.Click to continue