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NAMB Announces New Legislative Action Fund

NAMB’s Government Affairs team continues to fight for the interests of consumers and mortgage professionals by exhausting every possible avenue to make improvements to rules and regulations that are negatively impacting our industry and our customers.

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Violating CAN-SPAM: Misleading Headers

 

Question: We were recently cited by our regulator for violations of CAN-SPAM. Specifically, the header of our email was considered to be misleading. How do we determine when a header is violating the CAN-SPAM requirements?

The Importance of Being Heard

Facebook. Twitter. Women’s Suffrage. The French and American Revolutions. These may sound like Jeopardy!

Prepared for Takeoff: The CFPB eClosing Pilot Program

In April of this year, the Consumer Financial Protection Bureau (CFPB) published a report, “

Prepared for Takeoff: The CFPB eClosing Pilot Program

In April of this year, the Consumer Financial Protection Bureau (CFPB) published a report, “

Gross Versus Net Defect Rates

Question: We have developed Net Defect Rate Targets, but we do not see the need to set targets for Gross Defect Rates. Is this acceptable?

Zillow Prediction on Millennials Sparks Debate

For most of this year, the economic news relating to Millennials has been discouraging, ranging from an absurdly high student loan debt burden to a painfully low prospect of decent-paying employment opportunities to a conspicuous lac

Corrective Actions for Understated APR

Question: We are a lender that made a USDA Rural Development loan to a borrower. We provided the borrower with a Truth-in-Lending Act (TILA) disclosure statement that disclosed the RD guarantee fee.

NMP’s Inside Look: GeoData Plus

Sales comparables are vital bits of information for both investors and potential homebuyers to utilize when seeking the value of a piece of real estate.

Mortgage Marketing Compliance: Are You Exposed?

Modern compliance regulations have changed the complexion of the mortgage industry in its entirety.

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