The Mortgage Reports Daily

If you've been home shopping, you know it's rough out there. Home inventory is low and competition, especially for the best homes, is high. You do have another option: building a house of your own.
Though home prices may be up nominally, affordable housing is plentiful – especially by historical standards. According to new data from Black Knight Financial Services, the percentage of income required to buy today’s median-priced home is actually down significantly from decades prior.
Experts say the right time to buy a home is when you feel right about purchasing. That means being financially and emotionally ready, of course. And this could be the best time of year to buy a home and hit both of those goals.
It's not always easy to qualify for a mortgage. As a borrower, you have to meet a lender’s credit standards. They can often be strict.
Freddie Mac is taking steps to make mortgage payments a little bit easier on its customers. 
Breaking up (with your mortgage) is hard to do. You and your spouse decide to part ways.
The U.S. housing market has stalled, and a slowdown in hiring could spell even more trouble for home buyers.
If new data from CoreLogic is accurate, now may be a better time than ever to get a mortgage—especially if you don't have picture-perfect credit.
A recent study by the national Association of Realtors (NAR) concluded that student loans are adding seven years to the time it takes for young adults to afford a home. Millennials are piling up student debt at a rate unseen by previous generations, and they need help.
You might be surprised by the face of today's homebuyer -- it's likely to be young and Hispanic.