The Mortgage Reports Daily

If you trust the word of Freddie Mac—one of the nation’s foremost players in the housing industry, the time to buy a home is now. And you’d better act fast.
Can you (or should you) buy a house without your spouse? Yes; you can take title in many ways, and one of those ways is "a married man / woman as his / her sole and separate property." But what does that mean?
A few years ago, everyone went to "the bank" for mortgages. Or at least 70 percent of home buyers did, according to a new study by the Urban Institute. But today, non-bank institutions have the majority of the mortgage market.
Contingencies are magical little contract clauses that can prevent you from losing your shirt when you buy a house. And yet – as home prices have increased and inventory has shrunk – the need for contingencies is increasingly open to question.
If you're searching for a modern American nightmare, you don’t have to look much further than the damage done by Hurricane Harvey.
Global events don't just impact the cost of imported wine or cars. They can hit US stock and bond prices, gold and oil prices, and your mortgage rate.
The new construction market is feeling the pressure of rising home prices and inventory shortages as buyers begin to retreat.
If you’re 62 or older, own your home outright or have a low mortgage balance, there are two ways to pull cash out of your house without selling it. 
It’s not easy being a buyer in a seller’s market. With house values rising and selling prices soaring, it can be hard to find and afford a home today.
Hotels are great, but they are certainly not a good investment.