After SCOTUS Same-Sex Marriage Ruling, Will LGBT Housing Protections Follow? – NMP Skip to main content

After SCOTUS Same-Sex Marriage Ruling, Will LGBT Housing Protections Follow?

Jun 26, 2015
While today’s Supreme Court ruling enables same-sex couples to be legally married, there is still no federal law that specifically protects LGBT Americans from being discriminated against if they seek homeownership

While today’s Supreme Court ruling enables same-sex couples to be legally married, there is still no federal law that specifically protects LGBT Americans from being discriminated against if they seek homeownership.

Originally passed in 1968 and expanded several times over the years, the Fair Housing Act prohibits housing discrimination based on race, color, national origin, religion, gender, disability or family status. The Obama Administration never publicly advocated for congressional expansion of the Fair Housing Act to encompass LGBT Americans, nor did Congress expand the law as part of the Dodd-Frank Act of 2010 (which was co-authored by the openly gay Rep. Barney Frank).

In December 2010, three weeks before the end of the 112th Congress (the last time Democrats controlled both the House and Senate), the Housing Opportunities Made Equal (HOME) Act was introduced by Rep. Jerrold Nadler (D-NY) as a means to expand the Fair Housing Act to cover discrimination based on sexual orientation. It was too late in the congressional session for the bill to have any traction, and Rep. Nadler reintroduced in June 2013 in the 113th Congress, where it was fatally stalled. The Los Angeles Times reports that new legislation to provide comprehensive federal protections for gays and lesbians nationwide, including in housing, is expected to be introduced this summer by Rep. David Cicilline (D-RI) in the House and Sen. Jeff Merkley (D-OR) in the Senate.

In 2012, the U.S. Department of Housing & Urban Development (HUD) issued a regulation that prohibited LGBT discrimination in federally-assisted housing programs under the department’s umbrella. A year later, HUD issued a report on discrimination against LGBT Americans seeking rental properties; to date, the department has not issued any data on homeownership-related discrimination for this demographic. HUD has also stated on its website that LGBT Americans with HIV/AIDS would qualify for protection under the Fair Housing Act under discrimination based on disability.

According to the Human Rights Campaign, a non-profit that advocates for LGBT rights, 18 states and the District of Columbia have local laws that prohibit housing discrimination based on sexual orientation and gender identity, while another three states have laws focused on sexual orientation discrimination only. More than 200 municipalities have their own laws preventing this type of discrimination.

After another landmark Supreme Court decision this week on disparate claims in housing discrimination, the Human Rights Campaign announced that housing would be a main focus in its efforts to ensure LGBT rights and to expand the Fair Housing Act.

“LGBT people, especially those in communities of color, rely on the Fair Housing Act to address inequality,” said Stephen Peters, national press secretary for the Human Rights Campaign. “Although the Fair Housing Act does not specifically protect from discrimination on the basis of sexual orientation and gender identity, many LGBT people who experience discrimination based on their sexual orientation or gender identity may still be covered by the sex or disability provisions of the Fair Housing Act.”

About the author
Published
Jun 26, 2015
Jobs Report Comes In Weak After Mortgage Rates Surge

Employers added just 29,000 jobs in September, sending Treasury yields lower and offering a potential counterweight to the recent rise in mortgage rates

Oct 02, 2026
Price Cuts Hit Four-Year High As Mortgage Rates Top 7%

More than one in five listings took a price cut in September, but pending sales still posted their sharpest annual decline since March 2025

Oct 01, 2026
Serious Mortgage Delinquencies Rise 19% After Five Months Of Improvement

ICE data shows 574,000 mortgages were at least 90 days past due in August, while early-stage delinquencies remained below year-ago levels

Sep 29, 2026
Smaller Down Payments Give Buyers More Room, But Rates Limit The Savings

The typical down payment fell 9% from a year ago, while shifting market conditions are giving originators different affordability conversations across the country

Sep 25, 2026
Mortgage Rates Break 7% Just As Builders Find A Way To Move Buyers

New-home sales rose 6.4% in August as builders cut prices, offered incentives, and sold more lower-priced homes. Now mortgage rates are moving against buyers again

Sep 25, 2026
Borrowers Want Digital Closings, But Some Originators Remain Hesitant

ServiceLink finds 45% of surveyed LOs cite borrower reluctance as a barrier, even though most recent buyers say digital options would influence their choice of mortgage provider

Sep 23, 2026