Credit Plus Inc. has announced that its customers can obtain direct access to the Federal Housing Administration (FHA) TOTAL (Technology Open to Approved Lenders) Scorecard through its innovative technology. “We’re excited to be one of the first credit reporting agencies to offer this direct access,” said Greg Holmes, national director of sales and marketing for Credit Plus. “This connection allows our customers to save money and submit directly to FHA TOTAL Scorecard.”

The U.S. Department of Housing & Urban Development (HUD) developed the FHA TOTAL Scorecard to evaluate the credit risk of FHA loan applications that are submitted through an automated underwriting system. A mortgage professional simply uploads the 1003 loan data into the FHA TOTAL Scorecard and the application is approved or denied. A real-time response is provided through the automated technology.

For more information, visit www.creditplus.com.