Featured Articles

Sales of single-family existing homes in Florida totaled 25,518 in May, a 4.5 percent year-over-year increase, according to new data from Florida Realtors
Featured Industry Leader: Gino Moro, First VP, Florida Association of Mortgage Professionals Broward Chapter
Gino Moro is the first vice president of the Broward Chapter of the Florida Association of Mortgage Professionals (FAMP); he had previously served in the capacity of president in the 2010-2011 term. National Mortgage Professional Magazine... Read more
The 40 Most Influential Mortgage Professionals Under 40
The 40 Most Influential Mortgage Professionals Under 40 for 2016
In our seventh annual “40 Under 40” feature, you will find a list of the top mortgage professionals under the age of 40, as voted on by their peers, who exemplify professionalism and top production in today’s housing market. Despite the... Read more
Featured Industry Leader: Mark Harmon, President, Mortgage Bankers Association of Alabama
Mark Harmon is the mortgage retail division manager at Birmingham, Ala.-based Renasant Bank and president of the Mortgage Bankers Association of Alabama (MBAA). National Mortgage Professional Magazine spoke with him regarding his work with... Read more
Featured Industry Leader: Rob Arthur, President, Virginia Mortgage Lenders Association
falseRob Arthur is president of the Virginia Mortgage Lenders Association (VMLA). National Mortgage Professional Magazine recently spoke with him regarding his work with the state’s trade group. How did you become involved with the... Read more
E-Sign Act Disclosures
Question: We originate loans almost exclusively through E-Sign procedures. Recently, we were cited for not providing proper disclosure to consumers regarding our E-Sign policies. What are the proper disclosures that we must provide... Read more
Lykken on Leadership: Six Questions to Help You Clarify Your Purpose
At the end of the day, all we want to know is how to succeed. We want to know how to meet our sales goals, how to exceed our investors' expectations, and how to gain more market share over the competition. Since this is inevitably the end... Read more
The Challenge With Change
How many things do we have at our disposal today that would have seemed absolutely preposterous if they had been described to us 10, 15 or 20 years ago? Walkie-talkies were once a big deal, but today we can call anywhere in the world,... Read more
Online Loan Trading: The Time for Standardization Is Now
Does anyone remember the ‘dot-bombs’ from the late 1990s and early 2000s? CEOs right out of college with an MBA in their hand offered to revolutionize mortgage loan origination processes only to see their bubbles burst not long after the... Read more
The Impact of Mortgage Denials: Why Mortgage Denials Are Everyone’s Problem
Mortgage denials aren’t just a problem for homebuyers. When mortgage denials are up the entire mortgage industry stands to lose. Every time a consumer is denied a mortgage loan, it sets off a chain of events that impacts all of us. The... Read more
The delinquency rate for U.S. commercial real estate loans in commercial mortgage-backed securities (CMBS) reached 5.18 percent this month
The Basics of Commercial Mortgage Underwriting
As a commercial mortgage underwriter, broker and lender with more than 30 years of experience, I am constantly asked by residential lenders and brokers to explain the mechanics of commercial mortgage underwriting. Residential lenders are... Read more