Featured Articles

Job hunting in today's market
You only have one chance to make a good first impression. In today's highly-competitive job market, you cannot afford to make mistakes. In this feature, top executives from Residential Finance Corporation share tips on how you can make the... Read more
FHA Insider: The FHA responds to declining markets
In November of 2008, Fannie Mae and Freddie Mac published their requirement for appraisers to use the new “Market Conditions Addendum” for all appraisals done after April 1, 2009. Through Mortgagee Letter 2009-09, the Federal Housing... Read more
A closer look at Cost Segregation Studies
A virtually unknown strategy called Cost Segregation can help you to not only secure loans, but build your business with commercial and multi-unit residential investors. A Cost Segregation Study is a time-proven and powerful technique for... Read more
National Mortgage Professional Magazine Book Review: Think Reverse! by Atare E. Agbamu, CRMS
Think Reverse! The Complete Guide to Marketing and Originating Reverse Mortgages for Mortgage Professionals and Financial Advisors reflects an impressive level of breadth and depth in reverse mortgage knowledge. Clearly a lot of thought... Read more
Forward on Reverse: Write-offs could cut HECM costs
Monica Bubasky is a happy woman. The 70-year-old native of Lake Hekmo, Minn. is beside herself with joy. It comes across in her warm chatty voice and tender brown eyes. Her slight 5’4” frame comes alive when she talks about her modernized... Read more
Mortgage warehousing: What now?
In 1972, I graduated from college and joined my father’s mortgage banking firm. He started in the mortgage business in 1948, and formed his own company in 1950. My dad enjoyed the fatherly trait of passing pearls of wisdom to his sons.... Read more
The keys to increase sales and gain additional referrals
The economy is still struggling after all these months, and the mortgage industry is just starting to get back on its feet. Dishonest, greedy mortgage brokers who have tarnished all of our reputations have been weeded out and only the... Read more
Trend Spotter: The other 50 percent
It is estimated that more than 50 percent of American homeowners are either in or near a negative equity situation. My question is: What systems do you have in place to consistently find and motivate the other 50 percent of homeowners and... Read more
A view from the “C” Suite: Survivor
“Survivor” … no, not the widely popular television show, though many similarities of people surviving a jungle and learning how to adapt to the current industry environment. But all of us that are still surviving in this industry and plan... Read more
These are the end of days
As a self-acknowledged expert in the mortgage industry, it is my firm belief that the world will come to an end on Dec. 21, 2012. I came to this realization after studying such market indicators as the Dow Jones Industrial Average, the... Read more