Featured Articles

MBA releases study on consumer mortgage decisions
The Mortgage Bankers Association (MBA) has released a study titled, "A Financial Analysis of Consumer Mortgage Decisions," conducted by Andrew J. Kalotay and Qi Fu, and sponsored by the Research Institute for Housing America (RIHA). This... Read more
NMP Market Barometer: July 2009 Part I
The NMP Market Barometer is provided exclusively to National Mortgage Professional Magazine by David Beadle, president of BestInfo Inc., home of the BestRates cell, pager and e-mail rate alert service for mortgage industry subscribers.... Read more
NMP Mortgage Professional of the Month: Hugh Miller, President and CEO of Reliance First Capital LLC
Each month, National Mortgage Professional Magazine will focus on one of the industry’s top players in our “Mortgage Professional of the Month” feature. Our readers are encouraged to contact us by e-mail or consideration in being featured... Read more
ValueNation: The mortgage crisis and the case of no collateral
Our current economic crisis, in the minds of many, was caused primarily, if not exclusively, by the issuance of hundreds of billions of dollars of bad real estate loans. In addressing the issue of defaults on loans, most would have assumed... Read more
Getting deals done: Want to help your referral partners? Then make a deal happen for them.
One of the best ways you can give value to your referral partners is by being a conduit for buyers to afford the home of their dreams through mortgage planning. So here are a few quick ideas that can really help get deals done. Tax savings... Read more
NMP’s Market Barometer: June 2009 Part II
NMP's Market Barometer is provided exclusively to National Mortgage Professional Magazine by David Beadle, president of BestInfo Inc., the BestRates cell, pager and e-mail rate alert service for mortgage industry subscribers.  A reading of... Read more
Rep. Jeb Hensarling proposes bill to end the TARP program
Rep. Jeb Hensarling (R-Texas) has introduced legislation to end the Troubled Asset Relief Program (TARP) on Dec. 31, 2009. Rep. Hensarling, who is a member of the Congressional Oversight Panel for the Troubled Asset Relief Program, said... Read more
NAMB President Savitt updates HVCC Call to Action: Calls flood Cuomo's office and GSEs
National Mortgage Professional Magazine had an opportunity to follow up with National Association of Mortgage Brokers President Marc Savitt regarding the Home Valuation Code of Conduct (HVCC) and NAMB's recently launched Call to Action... Read more
Loan mod forensic loan audit: Part I of III
What is a forensic loan review? Although an afterthought where mortgage lending is concerned, this piece of the mortgage function should be strongly considered not only from a compliance standpoint, but also from the standpoint of future... Read more
Dear Brian: How to get your clients selling for you!
Dear Brian: I am looking for suggestions or advice on getting testimonies from my clients who are closing. Do you suggest giving them a standard form to fill out and answer, along with remarks, or would you handle it differently? My goal... Read more