Dear Brian ... I have been a fan of your articles for a number of years. While I realize you have been in the business a very long time (nearly 25 years right?), I am amazed at how you can keep your composure during times like these. The last two years have devastated our business, myself included. I have now made my wife go back to work, and I have taken a part-time job. I still originate, but closed down my company and work part-time just to keep my head above water. What do you do to stay positive in these times?Read more