Trends Articles

University of Texas Study: Credit Default Swaps Linked to Mortgage Delinquencies

Researchers at The University of Texas at Dallas have published an empirical investigation connecting credit default swaps to mortgage defaults that helped lead to the 2007-2008 financial crisis. The study, authored by finance and managerial economics professor Dr. Harold H.

Mortgage Delinquency Rate Dips to Pre-Recession Levels

The mortgage delinquency rate declined to 2.95 percent in the first quarter of 2015, marking the first time the variable has been below three percent since prior to the recession in Q3 2007 when it hit 2.61 percent.

Retailers Credit Housing for Q1 Profits, But Doubts Remain

The notion of a high tide lifting all boats seemed to permeate the world of home-related retailing, as the nation’s two leading big-box retailers credited an improving housing market for their first quarter profits.

National Credit Default Rate Hits All-Time Lows in April

Data through April 2015, released by S&P Dow Jones Indices and Experian for the S&P/Experian Consumer Credit Default Indices, continued its downward trend in default rates.

Featured Industry Leader: Vincent Valvo, CEO of Agility Resources Group

Industry events bring us together to lea

TransUnion: Student Loan Debt Does Not Inhibit Millennials’ Credit Access

The concern that excessive student loan debt is hampering homebuying among Millennials appears to be overstated, according to a new TransUnion study that determined student loan obligations are not preventing the 18- to 29-year-old demographic from being able to access and repay mortgages and oth

NAHREP Announces Nuevo Latino Tour

Study: Limited Housing Affordability Skewers U.S. Aggregate Growth

Despite their allure as high-productivity markets, New York, San Francisco and San Jose are not the major contributors to the U.S. economic growth engine–and a new study blames limited options in housing affordability as contributing to this imbalance.

CFPB: 25-Million-Plus Americans Deemed "Credit Invisible"

The C

Warren Buffet

Warren Buffett: "I am Not a Predatory Lender"

One of the nation’s richest business executives has finally acknowledged month-old accusations that one of his companies has engaged in predatory lending practices against homeowners.

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