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Rural Lending

Coming Up:
Qualify More Borrowers with Kind’s Non-QM Asset Depletion Advantage
Webinar
Jun 17, 2026
1:00 pm ET / 10:00 am PT
USDA Streamlines Rural Housing Loans, Grants Lenders More Authority

Delegated underwriting and new borrower portal aim to speed closings, reduce friction, and expand access to credit without changing program rules

Rural Lending
Rural Housing Markets Feeling The Squeeze

Rural homebuyers need to earn at least $75,000 to afford the typical home, up from $36,000 before the pandemic, with the median home sale price in rural areas up 61% from before the pandemic

Rural Lending
Analysis and Data
Rural Lending Covers A Lot Of Ground

Time to look at a different kind of farming system for originators.

Rural Lending
Rural Lending Covers A Lot Of Ground
NMP
For Sale By Owner Listings Mostly Used By Rural And Low-Income Sellers

A new report from Zillow found that “For Sale By Owner” listings made up just 4-6% of all monthly listings nationwide and that they are mostly used by rural and low-income sellers.

Analysis and Data
Rural Lending
Mortgage Research Center Releases New USDA Calculator

The free calculator allows users to quickly see updated income limits in their area by household size.

Tech
Rural Lending
AFR Adds the USDA Renovation Program to Its Suite of Renovation Programs

Eligible homebuyers can combine the purchase of a home with the cost of renovations.

Rural Lending
Renovation
USDA Pilot Program Aimed at Increasing Tribal Homeownership

USDA will loan $800,000 each to two Native Community Development Financial Institutions.

Rural Lending
FHAs Foreclosure Reckoning
Breaking Barriers
Beyond Barriers
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