Let us face the facts … time is the currency of life and it is sacred. In sales, you only have so many hours in the day to manage your work and your personal time. Do you make the best of your time or do your bad habits contribute to you accomplishing less than you should in a day? Some days it may feel like workloads are piling up, but the hours are not. The first step to addressing time-wasting is to identify the types of time-wasters.Click to continue
There are numerous schools of thought regarding whether you can groom a leader or if certain people have the predisposition to be better leaders than others. The same question arises regarding our personalities. Wikipedia states, “The study of personality has a broad and varied history in psychology with an abundance of theoretical traditions. The major theories include dispositional (trait) perspective, psychodynamic, humanistic, biological, behaviorist, evolutionary and social learning perspective.Click to continue
Every Monday night, I attend a men’s group where we discuss life, family and faith. Each week brings a new discussion, and everyone’s background creates a unique perspective. We recently spoke about others who have influenced our personal and professional lives and how we can also individually impact the lives of others. We addressed, in detail, the benefits of having both a mentor and a protégé in our lives. It got me thinking about who in my life I have had as a mentor over the years, and who I might have considered to be my protégé.Click to continue
American consumers with poor credit face quite a conundrum and most of them don’t even know it. Consumers all share one basic need: Good credit. As well all know, good credit allows consumers to obtain credit and loans at the best interest rates. That means a consumer with good credit can shop around for the best rates. They have choices.
Bad credit equates to fewer choices for the consumer. Most lenders prefer consumers with good credit and offer such consumers the best interest rates and lending terms.Click to continue
The 7th Century BCE Greek lyric poet, Archilochus, observed: "The fox knows many things, but the hedgehog knows one big thing.”1 Twenty-two centuries later, Erasmus transliterated Archilochus’s dictum by precisely rendering it into the Latin aphorism: “Multa novit vulpes, verum echinus unum magnum.”2 When it comes to these two ways of thinking and acting, things didn’t change much between the 7th Century BCE and the 16th century CE, when Erasmus penned his elucidation.Click to continue
In the article, "Popularity of Short Sales Waning?"1 by Daren Blomquist, vice president of RealtyTrac, the author stated: “After a surge in short sales in late 2011 and early 2012, the favored disposition method for distressed properties is sClick to continue
For many people in California, Ted Grose is among the most prominent professionals in the state’s mortgage industry. With more than three decades of experience in his field, Grose founded, co-founded or led four real estate finance companies. He currently runs Los Angeles-based 1st Mortgage Advisors Inc.Click to continue
Charles Dickens opens his novel about the difficult period just prior to the French Revolution with the following famous words: “It was the best of times; it was the worst of times.” In 2007 in the mortgage industry, the quote that seemed more appropriate would have been: “It was the worst of times … really, it was the worst of times!” But then there is the example of Maverick Funding Corporation, a Parsippany, N.J.-based multi-channel lender which was founded just as the mortgage and housing crisis was emerging. Click to continue
Why techies love the company: Robust, powerful and compliant, yet flexible and easy to use. Support included.
Why clients love the company: Affordable, reliable products for more than 20 years make us the number one provider.Click to continue
For most of this year, the level of mortgage applications made no great progress upwards. But one strategy for bumping up applications—and, by extension, stabilizing the housing market—could involve the expansion of homeownership among the nation’s minority communities.Click to continue