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Regulation and Compliance

Coming Up:
Qualify More Borrowers with Kind’s Non-QM Asset Depletion Advantage
Webinar
Jun 17, 2026
1:00 pm ET / 10:00 am PT
UAD 3.6 Deadline Nears; First American Earns Verification

First American's ACI Sky Workbench gains verification ahead of the Nov. 2 implementation date for the GSEs' updated appraisal reporting requirements

Regulation and Compliance
MISMO Introduces New Loan Boarding Standard

Wrapper Files support standardized data transfers between origination and servicing systems, with potential savings of $60 to $160 per loan

Regulation and Compliance
The GLBA Compliance Gap Your AI Deployment Just Opened

Old statutes, new models, and the vendor contract you signed before machine learning became operational

Regulation and Compliance
FHA Keeps Tri-Merge Credit Reports While Expanding Approved Scoring Models

HUD says FHA lenders will continue using three-bureau credit reports even as the agency adopts newer scoring models aimed at increasing competition and modernizing mortgage underwriting

Regulation and Compliance
House Passes Amended 21st Century Road To Housing Act

The House version softens a controversial provision aimed at large institutional investors

Regulation and Compliance
New York Cash-Home Tax Proposal Could Push Wealthy Buyers Back Into Mortgages

As all-cash deals surge nationwide, a proposed 1% levy on $1M+ purchases in NY may reshape jumbo lending, borrower strategy, and origination opportunities

Regulation and Compliance
The Mortgage Industry Needs Practical AI Governance, Not Just AI Ambition

MISMO’s new FRAME initiative aims to help mortgage lenders operationalize responsible AI governance across the loan lifecycle

Regulation and Compliance
Builders, Lenders Back Revised Housing Bill After Investor Restrictions Softened

An amended House version of the ROAD to Housing Act removes a controversial build-to-rent selloff mandate while preserving broader supply and affordability measures

Regulation and Compliance
AI Vendor Audits: Why Lenders Need Them And What They Should Cover

New GSE rules are pushing mortgage lenders to conduct deeper audits of vendor AI systems beyond traditional SOC 2 reviews

Regulation and Compliance
Friday Harbor Receives First Mortgage AI Governance Attestation

Brody Gapp LLP compliance review comes amid growing GSE scrutiny around AI governance, vendor oversight, and mortgage lending workflows

Regulation and Compliance
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