Regulation and Compliance

First American Data & Analytics has integrated its RegsData compliance tool into the MeridianLink Mortgage LOS, giving lenders seamless, one-click, automated compliance monitoring to reduce risk and streamline loan closings

A group of major mortgage, banking, insurance, and real estate groups is urging Congress to pass a long-term reauthorization of the National Flood Insurance Program to prevent disruptive coverage lapses and restore stability to the housing market

Mortgage compliance has entered a new “state-centric” era in which state regulators — not the CFPB — now drive oversight, enforcement, and collaboration, requiring lenders to adopt state-by-state strategies and stronger relationships with examiners

The state of Colorado and the FTC have entered into an agreement with the property management firm over allegations it hid mandatory rental fees

The House of Representatives has stripped the bipartisan ROAD to Housing Act from the NDAA, delaying what advocates called the most significant federal housing reform in a decade

ProPublica reports that Donald Trump claimed two Florida homes as his primary residence on separate mortgages despite never living in them, a practice experts say meets the standard for mortgage fraud set by his own administration

FICO’s agreement to release long-delayed historical 10T data clears the final obstacle to implementing more modern, inclusive credit scoring models at Fannie Mae and Freddie Mac

The bipartisan Housing Affordability Act would let the FHA use a construction-cost index instead of CPI to set loan limits

A coalition of housing leadership organized by the J. Ronald Terwilliger Center for Housing Policy is urging Congress to enact bipartisan, comprehensive housing legislation to address the nationwide affordability crisis

The Government Accountability Office is urging the Federal Housing Finance Agency to issue clear, written guidance on how Fannie Mae and Freddie Mac should meet fair lending requirements amid shifting oversight and increasing use of property technology