About Tom LaMalfa For the past twenty-two years, Tom has worked as a mortgage finance researcher, secondary market analyst, money market economist, journalist and consultant. He spent eleven years with MGIC, three with North American Mortgage and two with the ABC Group, before setting out his own shingle a decade ago. Since December 1990, Tom has managed TSL Consulting, a survey research firm. TSL Consulting provides survey research services to wholesalers.