The Carrington Advantage Series is a full suite of Non-QM Loan solutions that "Delivers More" for you and your borrowers. Ideal for borrowers, like the self-employed, that don’t fit Agency or Government Qualified Mortgage standards based on credit quality, property type, documentation type, income documentation, or other borrower situations.
- FICOs 550+
- Primary wage earners FICO
- DTIs up to 50%
- Bank Statements (personal or business) accepted
- We don’t require disputed tradelines to be removed
With the Carrington Investor Advantage (DCR)
- DCR down to .75
- First-time investors are ok
- Only 48 months seasoning for major credit events
- 1x30x12 mortgage history ok
Licensed in 47 States (excluding NH, MA & ND.)