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Unlocking Housing Wealth for Older Americans: Strategies to Improve Reverse Mortgages
Housing wealth is a largely untapped resource that can help older adults supplement their incomes and buffer financial shocks in retirement.
How Do You Solve a Problem Like Fannie and Freddie? Not by Creating More of Them
September 6, 2008 arguably marked the beginning of the acute phase of the 2008 financial crisis.
The Fed’s Bigger Balance Sheet in an Era of “Ample Reserves”
The Federal Reserve substantially expanded its portfolio, or balance sheet, during and after the...
How Artificial Intelligence Affects Financial Consumers
Artificial intelligence (AI) technology has transformed the consumer financial services market and...
Mapping the Boom in Nonbank Mortgage Lending—and Understanding the Risks
In the decade since the financial crisis, nonbank mortgage companies—for example Quicken Loans, Inc...
Shifting the Risk of Mortgage Defaults From Taxpayers to Investors
Since the financial crisis, the federal government has vastly expanded its role in backing the...
No, Dodd-Frank Was Neither Repealed Nor Gutted. Here’s What Really Happened
The largest legal change to financial regulation since passage of the Dodd-Frank Wall Street Reform...
The Mortgage Market Risk No One’s Talking About, Plus a Proposal to Redesign the System
Nearly ten years ago, the collapse of the sub-prime mortgage market sent the U.S. economy into a...
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