Opinion: This Banker Says Big Banks Are Getting It Wrong By Tightening Their Mortgage-Refinancing Standards Right Now
Big banks—recently JPMorgan Chase, U.S. Bank and Wells Fargo—are tightening standards for mortgage and home equity loans. Wells Fargo is only allowing customers with at least $250,000 in liquid assets to refinance; JPMorgan is requiring 20% down and a credit score of over 700.
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