Featured Articles

A recent article in the Wall Street Journal (Tech’s ‘Dirty Secret’: The App Developers Sifting Through Your Gmail) exposes just how insecure free e-mail services like G-mail, Yahoo and AOL are
The High Cost of G-mail, Yahoo and other Free E-Mail
A recent article in the Wall Street Journal (Tech’s ‘Dirty Secret’: The App Developers Sifting Through Your Gmail) exposes just how insecure free e-mail services like G-mail, Yahoo and AOL are. In fact, what the article demonstrates is... Read more
Social Media: The Cornerstone to Your Marketing Foundation
Social media has become a key component of any business marketing strategy and cannot be ignored as a means to promote and grow a company. Those in the mortgage industry might wonder why anyone would follow a mortgage company. The fact is... Read more
Accuracy of Data Reported to a Credit Bureau
Question: We completed an examination by our regulator and just received the audit report. One item sticks out as an adverse finding and causes some concern. It deals with an FCRA violation. The regulator’s view is that we did not report... Read more
Charles O. Moore is President, Central Ohio at The Middlefield Banking Company and President of the Ohio Mortgage Bankers Association (OMBA)
Featured Industry Leader: Charles O. Moore, President, Ohio Mortgage Bankers Association
Charles O. Moore is President, Central Ohio at The Middlefield Banking Company and President of the Ohio Mortgage Bankers Association (OMBA). National Mortgage Professional Magazine spoke with him regarding his work with OMBA.   When and... Read more
Zillow has announced that the Consumer Financial Protection Bureau (CFPB) will not bring enforcement actions against it following an investigation of its marketing practices over concerns of violating the Real Estate Settlement Procedures Act (RESPA)
TRID 2.0: Determining Accuracy of “Total of Payments”
Question: The 2017 amendments (TRID 2.0) to the TILA-RESPA Integrated Disclosure Rule (TRID) include tolerances for the “Total of Payments” calculation on the Closing Disclosure (CD), which mirror the tolerances applicable to determining... Read more
How Will Recently Proposed California Financial Law Amendments Affect Brokers and Lenders?
In recent months, California lawmakers have been busy with crafting proposed amendments to the California Financial Law. Most notably, three pieces of legislation have been on the table since February 2018.   The first of the bills,... Read more
Mark Favaloro is Principal at Aamtrust Mortgage in Clifton Park, N.Y., and President of the New York Association of Mortgage Brokers
Featured Industry Leader: Mark Favaloro, President, New York Association of Mortgage Brokers
Mark Favaloro is Principal at Aamtrust Mortgage in Clifton Park, N.Y., and President of the New York Association of Mortgage Brokers (NYAMB). National Mortgage Professional Magazine recently spoke with him regarding his work with the trade... Read more
Rick Darlington is Senior Vice President and Regional Manager at Brand Mortgage in Kennesaw, Ga., and President of the Mortgage Bankers Association of Georgia (MBAG)
Featured Industry Leader: Rick Darlington, President, Mortgage Bankers Association of Georgia
Rick Darlington is Senior Vice President and Regional Manager at Brand Mortgage in Kennesaw, Ga., and President of the Mortgage Bankers Association of Georgia (MBAG). National Mortgage Professional Magazine recently spoke with Rick... Read more
We are pleased to announce that S709, the final version of our bill to amend New Jersey’s residential mortgage lending act (RMLA)
MBA-NJ License Law (RMLA) Amendments, Including Traditional Licensing In NJ, Expected To Pass and Go to Governor for Signature
We are pleased to announce that S709, the final version of our bill to amend New Jersey’s residential mortgage lending act (RMLA), which includes transitional licensing for registered and state-licensed mortgage loan originators (MLO’s),... Read more
Question: We are going to send out a multipage advertisement that catalogs our many services. It will be in print and electronic versions. Is this form of advertising a single advertisement?
Multipage, Catalog and Electronic Advertisements
Question: We are going to send out a multipage advertisement that catalogs our many services. It will be in print and electronic versions. Is this form of advertising a single advertisement?   Answer This is a relatively common form of... Read more