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Dave Miller is Vice President and Mortgage Production Manager at Centier Bank in Carmel, Ind., and is Immediate Past President of the Indiana Mortgage Bankers Association (IMBA)
Dave Miller is Vice President and Mortgage Production Manager at Centier Bank in Carmel, Ind., and is Immediate Past President of the Indiana Mortgage Bankers Association (IMBA). National Mortgage Professional Magazine recently spoke with him regarding his work with the IMBA.
 Dave Miller is Vice President and Mortgage Production Manager at Centier Bank in Carmel, Ind., and is Immediate Past President of the Indiana Mortgage Bankers Association (IMBA)
How and why did you get involved with the Indiana Mortgage Bankers Association and can you share the track that led to the leadership role in this group?
I started in mortgage banking right out of college in the early 1980s as an intern, getting exposed to all aspects (processing, underwriting, secondary, servicing, etc.). I became enamored with helping people achieve the American Dream of homeownership, and settled into the production side of the business. After a couple years, United Guaranty came calling and asked if I would be interested in taking on a sales role for them covering half of the state of Indiana. I found the IMBA to be a great way to meet new people and establish good relationships. Once involved with the IMBA, I found myself serving on the Membership Committee and one thing lead to another. From there, I became a Board Member, then Officer, and ultimately, President of my local MBA Chapter in Indianapolis. Then, it was on to the state MBA, where I pretty much did the same thing. Now after 30 years as a member of the IMBA, I feel like it’s more of a family than anything else.
 
Why do you feel members of the mortgage profession in your state join IMBA?
I believe many join our state association due to the quality educational programs, along with our effective lobbying efforts at the State House. But equally important is our Executive Director Al Thorup. He is one of the most committed and passionate people I have ever met in our industry and is very well-respected. He puts on one of the most quality-oriented conferences every year, and we get exceptional reviews from members and vendors alike to that affect.
 
What role does IMBA play in the federal and state legislative and regulatory environments, and are there any items on the current agenda you would like to highlight?
The IMBA has a very accomplished Lobbyist in the association’s Legal Counsel, Tom Dinwiddie. Tom is well-respected at the State House and at every level of government. He has relationships with the bankers’ association, as well as with the title association that run long and deep. We could not be more fortunate to have Tom represent us at both the state and federal level.
 
What do you see as your most significant accomplishments with the association?
Probably early on in my career, I was President of the Indianapolis MBA Chapter, which was a separate entity from the state MBA. I worked with the then-MBA President Dave Fulton and sat down with Tom Dinwiddie and a few other key Board Members and banged out an agreement that brought all Chapters under one legal entity that made us stronger and more united than ever. We essentially stopped competing with one another and drove the value and benefits to our membership to a more unified level.
 
Does IMBA have a relationship with NAMB?
The Mortgage Brokers Association in Indiana essentially collapsed back in the Great Recession and many of the Mortgage Brokers found it too difficult to stay in business. Today, we have very little interaction with NAMB—not by design, but just that the Mortgage Brokers have been reduced in numbers and are not as organized in our state.
 
In your opinion, what can be done to bring more young people into mortgage careers?
We have established a Future Leaders program that is very popular with our members and typically have 20-39 attendees every six months from our members who want to send those young people to get more exposure to some of the most highly respected members of the IMBA to learn and make contacts. We are also working to establish a more formalized summer internship program for college juniors interested in a career in mortgage finance.
 
How would you define your state's housing market?
The Indiana housing market is very strong. We have a great deal of pent-up demand and are struggling to establish more mid-priced inventory to support the number of jobs openings in our state which have people coming into the state along with a high demand for homes by our existing residents. I, along with Executive Director Al Thorup, Tom Dinwiddie and 2018-2019 President Chrissy Buchanan, are activity engaged with working with other like-minded associations all over the state and with the state governor’s office to find ways of creating more available homes for purchase. The loan products are there. The loan pricing is there. We just need more inventory to satisfy the demand.

Phil Hall is Managing Editor of National Mortgage Professional Magazine. He may be reached by e-mail at PhilH@MortgageNewsNetwork.com.

 
Teachers Credit Union, Indiana’s largest credit union, has hired DeAnna Moyers as Vice President of Mortgage Services
Teachers Credit Union, Indiana’s largest credit union, has hired DeAnna Moyers as Vice President of Mortgage Services. She takes over from Gary Booth, who retired last month after a 40-year career in banking, mortgage and commercial lending.
Teachers Credit Union, Indiana’s largest credit union, has hired DeAnna Moyers as Vice President of Mortgage Services
 
Moyers was previously Mortgage Operations Manager at Three Rivers Federal Credit Union in Fort Wayne, Ind. Before that, she was Vice President of Mortgage Lending at Solidarity Community Federal Credit Union in Kokomo, Ind. In her new job, she will be responsible for the management, strategic planning, budgeting, and daily operation of the Fort Wayne, Ind.-based credit union’s Mortgage Services Department.
 
“DeAnna has a demonstrated successful history of working in the mortgage industry and we’re thrilled to have her join the TCU family,” said Chad Douglass, Senior Vice President and Chief Lending Officer at Teachers Credit Union. “She has a keen focus on developing and implementing strategies to improve processes, loan quality and training that will decrease cost, and her passion for building and maintaining relationships is outstanding.”

 
GSF Mortgage Corporation has announced the addition of Frank Dean as Regional Manager in the Columbus, Ohio region
GSF Mortgage Corporation has announced the addition of Robbin Nichols and Joshua Daleure as a new branch located in Fishers, Ind.
 
Nichols brings more than 25 years of experience in the mortgage industry and is often referred to as “The Loan Lady” in her community. She specializes in single close construction loans and first-time home purchases. Nichols is a sponsor of Indy’s Top Producer Magazine and has been featured in Morris Living Magazine. She is a member of the Noblesville Marketing Network Group, an organization designed for local businesses to help each other expand and grow.
 
Daleure has recently joined the mortgage industry and is excited to work with GSF because he believes that the company puts its employees in the best possible position for success by providing an excellent support structure and first-class marketing.
 
“We are extremely excited to welcome Robbin Nichols and Joshua Daleure to help grow our single close construction business in Indiana and surrounding states,” said Frank Papaleo, Vice President of Retail Sales for GSF Mortgage. “Robbin comes to us with many years of experience in lending as well as strong relationships with both builders and realtors in the community. We’re looking forward to a year of solid growth in our construction business with Robbin and her team in the Midwest. We’re proud to have them.”

 
GSF Mortgage Corporation has announced the addition of Frank Dean as Regional Manager in the Columbus, Ohio region
GSF Mortgage Corporation has announced the addition of Kara Heath as a Mortgage Loan Originator in the company’s Evansville, Ind. branch. A lifelong Indiana native and a graduate of Southern Indiana University, Kara brings eight years of experience in the mortgage industry with her to her new position, as well as several years of experience in various positions in the banking industry.
 
Heath is a member of Young Professionals Network (YPN) of Evansville and The Southwest Indiana Mortgage Bankers Association (SWIMBA).
 
“We couldn’t be more pleased to announce the addition of Kara Heath,” said GSF Mortgage Branch Manager Doug Knight. “She is a bright, energetic, knowledgeable mortgage professional with an unwavering commitment to customer service. We expect great things from her.”

 
GSF Mortgage Corporation has added Ebe and Deb Cotton to its Fishers, Ind. branch office
GSF Mortgage Corporation has added Ebe and Deb Cotton to its Fishers, Ind. branch officeGSF Mortgage Corporation has added Ebe and Deb Cotton to its Fishers, Ind. branch office.
 
Branch Manager Ebe Cotton joins GSF with more than 35 years of experience in the mortgage business. He is looking to grow and expand the presence of the GSF brand in Indiana through co-branded advertising with many of the area’s Realtors and builders, as well as hiring 10-15 new staff members in the next 18 months.
 
Deb Cotton is the Retail Development Executive and Indiana Sales Manager for the branch. In addition to originating mortgages, she works with small community banks and credit unions to develop third-party origination loans. She is a member of the Women’s Council of Realtors, as well as the Builder’s Association of Greater Indianapolis (BAGI) and serves as Director on the Board of the Greater Indianapolis Mortgage Bankers Association.
 
“It is a great pleasure to welcome Ebe and Deb Cotton to grow our platform in the state of Indiana,” said GSF Mortgage President Chad Jampedro. “Ebe and Deb bring with them tremendous experience and a history of serving their clients at the highest level and I am honored that they have chosen GSF as their lending home.”

 
GSF Mortgage Corp. has named Laura Navarro as Branch Manager for the company’s newest branch located in Crown Point, Ind. Joining Laura as a Mortgage Loan Originator is Teri Parsons
GSF Mortgage Corp. has named Laura Navarro as Branch Manager for the company’s newest branch located in Crown Point, Ind. Joining Laura as a Mortgage Loan Originator is Teri Parsons.
 
A 17-year veteran of the mortgage industry, Navarro is excited to grow the presence of the GSF brand in the Northwest Indiana area. She has served as an ambassador for the Schererville Chamber of Commerce and is currently Secretary of her condo board, Lakeside Condos, in Crown Point.
 
Parsons is an Indiana native with 30-plus years of experience in the industry and conducts business in both Indiana and Michigan.
 
“I had the opportunity to work with Laura and Teri at a previous employer, so it was with great pleasure to have them join our team here at GSF Mortgage,” said GSF Mortgage Regional Manager Todd Pennington. “I look forward to them expanding and growing our business in Northwestern Indiana and up through Chicago.”

 
The 2017 Indiana Mortgage Bankers Association State Convention will be held Monday-Wednesday, June 12-14 at Morris Inn on Notre Dame's Campus, 1399 N Notre Dame Avenue in South Bend, Ind.
 
Click here for more information or contact IMBA Executive Director Alan Thorup, at (317) 773-7344.

 
The Northwest Indiana Mortgage Bankers Association "Lunch With Leaders" event will take place Thursday, May 18 at Avalon Manor, 3550 E. US 30 in Merrillville, Ind.
 
This event will feature the mayors of LaPorte, Michigan City and Whiting Indiana and the town Manager of St. John, Indiana.
 
For more information, contact Chapter President Palmer Myers of Meridian Title Corporation by phone at (219) 746-0773 or e-mail pmyers@meridiantitle.com.

 
Castle & Cooke Mortgage has announced the launch of its new Consumer Direct team
Castle & Cooke Mortgage LLC has announced that Lance Culp has joined the company’s Greenwood, Ind., branch. With 14 years of mortgage industry experience, Culp brings to Castle & Cooke Mortgage a vast knowledge of new construction financing and established relationships with some of the largest builders in the greater Indianapolis market.
 
“I have known Lance for quite a few years, and his integrity and work ethic will blend so well here,” said Karen Smith, manager of the Greenwood, Ind. Branch. “He has a great reputation and is a top producer in our industry.”
 
Culp enjoys working with first-time homebuyers who may be in need of downpayment assistance, as well as clients in the market for million-dollar homes, plus everyone in between. He has encountered many different borrower scenarios over the years and thus is well-equipped to help homebuyers navigate the mortgage process.
 
“We don’t stop working on a loan until we determine it can’t be done,” Culp said.
Castle & Cooke Mortgage has announced the launch of its new Consumer Direct team

Having operated out of a temporary location since September, members of Castle & Cooke Mortgage's newest Indiana branch are putting down roots in their permanent location in Greenwood, Ind., a team that will be led by Karen Smith (pictured right), who has held branch management positions for the past 25 of her 30-year career in the mortgage industry.

Smith comes to Castle & Cooke Mortgage from Academy Mortgage and says she was attracted by the company's servicing, speed and lack of overlays.

"The programs and service Castle & Cooke Mortgage offers are the best of the best,” said Smith. “Castle & Cooke provides the speed of trust and ease, allowing us to provide our business partners and clients service they have never experienced before. The 24-hour average turn time in underwriting is unheard of!"

Holding veterans in high regard, Smith has developed an expertise with VA loans. She is also eager to offer the HomeStyle Renovation program, which allows buyers to purchase a home and finance repairs like replacing carpets, cabinets, appliances, paying for mold remediation and more, ultimately providing new opportunities for her clients to discover a new way of looking at homes.

"I am thrilled to welcome Karen and her team to the Castle & Cooke Mortgage family," said Castle & Cooke Mortgage President and COO Adam Thorpe. "Her experience and leadership style allows her to create an environment of pride and professionalism that provides a foundation for building solid relationships with her clients and business partners. Homebuyers in central Indiana are sure to receive exceptional service from Karen and her team."