Hello, David J. Coster

Eric Tishaw, CEO of HomeTown Lenders is National Mortgage Professional Magazine's Mortgage Professional of the Month. HomeTown Lenders is a 37-branch retail lending organization based in Huntsville, Ala. HomeTown Lenders’ growth, innovative marketing and commitment to improving the conditions of the communities in which their employees live and work, as well as the world at large, makes them worthy of this selection. I recently had the chance to speak with Eric and uncover the passion behind the organization.
Charles Dickens opens his novel about the difficult period just prior to the French Revolution with the following famous words: “It was the best of times; it was the worst of times.” In 2007 in the mortgage industry, the quote that seemed more appropriate would have been: “It was the worst of times … really, it was the worst of times!” But then there is the example of Maverick Funding Corporation, a Parsippany, N.J.-based multi-channel lender which was founded just as the mortgage and housing crisis was emerging. 
New Penn Financial and company Chief Executive Officer Jerry Schiano are the focus of this month’s NMP’s Legend of Lending. New Penn Financial was founded in the midst of the mortgage crisis in 2008. Schiano had just completed a two-year non-compete period following the sale of his previous top 15 non-agency-oriented mortgage firm, Wilmington Finance. It is certainly accurate to say that his timing was fortunate, as his new venture emerged to the forefront while others were crashing around him.
National Mortgage Professional Magazine recently had the chance to speak with president and chief executive officer of Global DMS, Vladimir Bien-Aime. Vlad, as he is known to his friends and those who work with him, has built Global DMS into one of the leading appraisal management technology firms in the mortgage industry. Global DMS provides appraisal valuation management solutions to numerous lenders, appraisal management companies (AMCs) and other entities involved in the valuation process.
Mortgage brokers are often referred to as “mom and pop” mortgage operations. That is because the average mortgage brokerage is very small, having only one, or just a few, originators. But C2 Financial is not your typical mortgage broker and it’s a place where the words “mom and pop” do not apply. With more than 500 originators closing well over $1 billion in loans annually, C2 Financial is one among the largest mortgage brokers in the U.S.
John G. Stevens is a man on a mission. For the past several years, that mission has included being a leading advocate for his profession—the mortgage brokerage industry. His profession has been under unprecedented assault from regulators and the media alike in the wake of the mortgage crisis. But Stevens has fought to make it clear that the problems that led to the mortgage crisis did not begin with mortgage brokers.
National Mortgage Professional Magazine is pleased to name Andrew Peters, chief executive officer of First Guaranty Mortgage Corporation (FGMC), as its Mortgage Professional of the Month for December, 2013. Beginning his career in the industry while still in college, Andrew has literally worked his way from sweeping the floors to the executive suite. We recently had a chance to speak with him and learn how his unique perspective has contributed to his firm’s amazing growth. How did you first get introduced to the mortgage industry?
National Mortgage Professional Magazine is pleased to select American Financial Resources Inc. (AFR) as its “Legend of Lending” for October, 2013. AFR has reached legendary status one family at a time. They are so focused on families that they refer to all loans by the name of the family obtaining the financing. Laura Brandao, director of operations for AFR put it like this:
Being considered a “legend” in any pursuit in life is quite the accomplishment. It signifies more than simply longevity … it signifies extraordinary achievement as well. That is certainly true of National Mortgage Professional Magazine’s “Legends of Lending” designee for September 2013, GSF Mortgage Corporation. Formed in 1995 by two castoffs from what had been formidable financial firm ITT, Jim Guzanick and Phil Siebert laid the strong foundation for what became a legendary firm, presenting a successful role model for others to emulate.
National Mortgage Professional Magazine’s Mortgage Professional of the Month is Kelly Taylor, senior vice president of StreetLinks Lender Solutions, a nationwide appraisal management company (AMC) based in Indianapolis, Ind. Recently, we had a chance to ask Kelly about his career and the industry. Congratulations on being named NMP’s Mortgage Professional of the Month. Can you give us a quick overview of your personal and professional background?