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Ben Cohen will close any loan in eight business days. He says this matter-of-factly as if the thought of a loan taking longer had never crossed his mind.

Cohen, 46, is a top-producing senior vice president of mortgage lending at Guaranteed Rate, where he’s worked for 13 years. He’s been lauded as the third top originator in America in 2022 and was voted…

8 Days To Every Payday

The stomachs of the nation’s largest mortgage banks are rumbling. With first-purchase originations at historic lows, the likes of Rocket, UWM, and loanDepot are starving. Looking for something to fill their bellies, they’ve turned their gaze to tappable home equity, hoping for a bite at that trillion-dollar apple.

Yet, specialty, nonbank lenders like…

HELOCs are Happening

Rafelky Antigua is a rookie, but she has all-star numbers. A Georgia-based loan officer for NEXA Mortgage who started in October 2022, Antigua closed $1.2 million in her first month of originating.

How did she do it? The 30-year-old mother of three describes herself as being a risk-taker and a go-getter. With now over 50 loans under her belt, Antigua’s…

For Better Or Worse

Your child has cancer.


Is there anything more terrifying than those four words? Christian Griffin, father of three young girls, had to hear those words 12 years ago. His youngest daughter was only six months old when she was diagnosed. It was 2011, and the U.S. economy was still in recovery from the housing market crash. Griffin had recently…

Origination Domination

Kristin Stark isn’t just a loan officer. She was a world traveler – an Air Force brat who graduated high school in Germany. Now she’s a mother, a leader of an all-female loan team, and a solutionist.

But Stark’s most prominent attribute – one that she doesn’t brag to you about – is that she’s a tough cookie. The mother of two children with special needs,…

Mortgage Slingers

Blame it on the sand.


That was one of the reasons loan originator Nathaniel Bittman cited for why Florida was among the top five most difficult places to close a mortgage in 2022.

The Sunshine State ranked the third toughest state to close a loan last year, based on an analysis of 2022 Housing Mortgage Disclosure Act (HMDA) data…

Rising Tide Of Challenges