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Rocket Mortgage found first-time buyers typically put down 5% in some markets and about 30% in others

First American says limited inventory is keeping prices at historic highs, while luxury homes continue to outperform starter and mid-tier markets

LodeStar says closing costs fell nationally, but borrower expenses still vary widely by state

Rep. Scott Fitzgerald's three-bill housing package would establish a statutory framework for releasing the GSEs while expanding construction lending and easing some TRID compliance requirements

The slowdown comes during the traditionally busy spring selling season, while buyers continue to gain negotiating leverage through concessions and inspections

MidWest America FCU consolidates point of sale, origination and decisioning into a single AI-powered workflow

Retailer continues expanding into mortgage, real estate and home services, arguing housing reform aligns with its long-term strategy

Digital pay stub tools are gaining traction among self-employed workers, but mortgage lenders continue relying on automated verification and multiple data sources to validate borrower income

Study estimates well-qualified conventional borrowers are among the most likely to miss the lowest available rates, reinforcing a broader trend in mortgage shopping