Opinion
The industry is auditing the wrong half of the lending stack
When communication breaks down, expectations don't align, or respect disappears, LOs may need to move on — without burning bridges
Trigger lead reform, servicing consolidation, and changing capital rules are reshaping the economics of mortgage customer retention
Sales leaders at top mortgage companies are getting ahead of the problem with new AI tools, while teams slow to adopt are falling behind
James Brody and Ronald Gapp of Brody Gapp LLP sat down with NMP at MBA Secondary — and didn't hold back
Non-QM lending is not only challenged by borrower complexity, but by the industry’s inability to establish consistent financial truth early in the process
The real vulnerability in lending isn’t borrowers — it’s bad data
Why the JV model no longer controls where the mortgage decision is made
Trump’s housing directive targets bulk buyers — but the real impact hinges on definitions, supply, and migration to build-to-rent
Even as VantageScore prices fall, lenders say tri-merge credit report costs remain an expensive third-party expense in mortgage origination