Opinion

CHLA’s Scott Olson examines how the next Congress could reshape housing tax breaks, lending costs, and access to homeownership — and where bipartisan deals remain possible

Nearly four decades in lending have reinforced a veteran’s conviction: lasting success comes from solving borrower problems, adapting, and earning trust

For business owners and investors, purchase price, negotiating power, and cash flow can create reasons to buy before rates fall

MISMO’s new identity highlights a broader role in AI governance, regulatory compliance, and solving the operational problems lenders share

Who’s buying, who’s selling, and why mortgage servicing rights remain a valuable asset in today’s market

Originators relying solely on agency loans risk losing borrowers who need alternative income options or access to home equity

AI is making mortgage information more accessible, but lenders remain essential for adding context, personalization, and expertise

AI and increasingly sophisticated wire fraud are raising the stakes at the closing table, forcing lenders to rethink how they verify identities, counterparties, and payment instructions

The institutional-investor cap may grab headlines, but permitting, construction costs, and local building activity will have a much bigger say in how much inventory originators have to finance

How lenders and brokers can test the default, challenge the findings, and preserve a workable resolution in DPA, P&L, and DSCR disputes