Opinion

Oil shocks and geopolitical headlines are moving mortgage rates before the Fed acts, leaving originators little time to prepare borrowers and lock loans when opportunity returns

Why successful builder partnerships are built on trust, preparation, and consistent support long before the first loan application arrives

AI governance in mortgage servicing after the GSE mandates

The agency says proprietary and machine-learning models do not relieve lenders of their fair lending and disclosure responsibilities

The mortgage business is full of uncertainty. Developing the right mindset can help you handle setbacks, sharpen your focus, and build lasting confidence

Mortgage lenders love to tout high retention numbers. But without a common definition of recapture, the industry's favorite metric may reveal more about marketing than actual borrower retention

As AI adoption grows across mortgage lending, ensuring the accuracy and reliability of the data behind automated decisions is becoming just as important as the efficiency gains the technology promises

What AngelList's founder understood about leverage — and how IMB CEOs are using it to recruit loan officers

Document extraction and faster processing can improve efficiency, but the real opportunity for AI in Non-QM lending lies in reconciling fragmented borrower data and creating defensible credit decisions before underwriting begins

The industry is auditing the wrong half of the lending stack