FHA
Coming Up:
Trump Taps FHA Insider Matt Jones To Lead Agency
The former MBA policy executive would oversee FHA underwriting, servicing, and credit-score changes that directly affect lenders and borrowers
FHA Sets Jan. 1 Start For FICO 10T And VantageScore 4.0
Lenders will gain competing modern scoring options, but borrowers may not see both offered everywhere
CHLA Wants Ginnie Mae Liquidity Backstop Ready Before Next Crisis
Proposed G-TALF facility could help prevent a servicing cash crunch from constraining FHA, VA, and USDA lending
The Liquidity Squeeze In FHA Servicing
The long tail of loss mitigation is now coming into view as FHA’s post-pandemic relief tools give way to repeat defaults, exhausted options, and a swelling foreclosure pipeline
NMP
Late-Stage Delinquencies Rise As Originators Face Growing Credit Quality Headwinds
New Experian data shows rising late-stage mortgage delinquencies are signaling emerging credit stress for originators, even as HELOC performance remains relatively stable
FHA To Lay Off 40% Of Workforce
Mass terminations across the federal government expected to hit federal mortgage insurer
Mortgage Delinquencies Climb In Fourth Quarter
Conventional delinquency rates remain historically low while FHA and VA delinquency rates grow
FHA Proposes Looser Boarder Income Requirements For Qualifying Borrowers
The proposed changes reduce acceptable rental income history from two years to 12 months, among other expansions of FHA guidelines
Fannie And Freddie Detail 2023 Activities In Annual Report
The GSEs increased affordable housing outreach by $180 million last year.
FHA Bias: Originators Need To Educate Real Estate Agents
VA loans are also unpopular for incorrectly skeptical agents
NMP