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Freddie Mac sees it. The Harvard Joint Center recognizes it. And at least one giant bank is on to it, too. The question is: Are you?
The majority of homeowners carrying significant debt are planning to undertake home renovations, even though this stretches their budget beyond the fraying point.
Plaza Home Mortgage will be the first TPO lender to offer the program.
VA Renovation Loans will offer up to $35,000 in funds to complete improvements and renovations.
When it comes to paying for renovations on a house, one in three homeowners pull out their credit cards to finance their upgrades.
76 percent of respondent said they would rather use a set amount of money to upgrade their existing home rather than use it for a down payment on a new residence.
The program is available through its national correspondent and wholesale channels.