Non-QM

Wholesale lender targets self-employed borrowers and investors with alternative-documentation options and lines of credit up to $1 million

A $432.4 million deal backed by over 1,000 loans shows investors are still hungry for Non-QM paper — but the real story is where the loans are coming from

New Apex and Optimum programs combine multiple documentation options with faster income analysis for self-employed, investor, and other non-W-2 borrowers

HomeSafe Second expands into four additional markets, giving loan officers another option for equity-rich homeowners who want to preserve low-rate first mortgages

Originators get a locked exit in a private-credit market hungry for funding certainty

A practical guide to using bank statement loans for borrowers whose cash flow isn't reflected on their tax returns

New Home Equity Gap Index estimates U.S. homeowners hold $11 trillion in available equity as some Non-QM lenders expand options for self-employed borrowers

74.5% of brokers report growing Non-QM volume in their business, according to a new A&D Mortgage survey

Kind Lending executives discussed how asset depletion works, which borrowers may benefit most, and why brokers should take a closer look at borrowers with significant assets but non-traditional income

Private lender points to growing demand for construction and renovation financing as banks remain selective