Skip to main content

HUD Proposes Recreational Vehicle Exemption Related to Manufacturing Housing

Feb 09, 2016
The U.S. Department of Housing & Urban Development (HUD) has put forth a proposed rule that would exempt recreational vehicles that are not self-propelled from its Manufactured Housing Procedural and Enforcement Regulations

The U.S. Department of Housing & Urban Development (HUD) has put forth a proposed rule that would exempt recreational vehicles that are not self-propelled from its Manufactured Housing Procedural and Enforcement Regulations.

The proposed rule follows a recommendation from the Manufactured Housing Consensus Committee (MHCC), a federal advisory committee, that HUD define a recreational vehicle as “one built on a vehicular structure” and is not certified as a manufactured home. Under this definition, the vehicle is designed only for recreational use and is not to be used as a primary residence or for permanent occupancy. The vehicles in question would also need to meet either the National Fire Protection Association 1192-15 or the American National Standards Institute A119.5-09 consensus standards for recreational vehicles.

HUD has been wrestling with the question of recreational vehicles and manufactured housing for four decades. In May 1976, the department issued its Mobile Home Procedural and Enforcement regulations, which first exempted recreational vehicles because they “do not fall within the definition of mobile homes and are not subject to these regulations.” The most recent change was proposed in December 2014 by the MHCC, which called for new language that more clearly spelled the differences between recreational vehicles and manufactured housing. 

About the author
Published
Feb 09, 2016
Mortgage Servicers Added To Junk-Fee Naughty List

New release from CFPB lays out areas of improvement, and concern, for mortgage servicers.

In Wake Of NAR Settlement, Dual Licensing Carries RESPA, Steering Risks

With the NAR settlement pending approval, lenders hot to hire buyers' agents ought to closely consider all the risks.

A California CRA Law Undercuts Itself

Who pays when compliance costs increase? Borrowers.

CFPB Weighs Title Insurance Changes

The agency considers a proposal that would prevent home lenders from passing on title insurance costs to home buyers.

Fannie Mae Weeds Out "Prohibited or Subjective" Appraisal Language

The overall occurrence rate for these violations has gone down, Fannie Mae reports.

Arizona Bans NTRAPS, Following Other States

ALTA on a war path to ban the "predatory practice of filing unfair real estate fee agreements in property records."