HUD Proposes Recreational Vehicle Exemption Related to Manufacturing Housing – NMP Skip to main content

HUD Proposes Recreational Vehicle Exemption Related to Manufacturing Housing

Feb 09, 2016
The U.S. Department of Housing & Urban Development (HUD) has put forth a proposed rule that would exempt recreational vehicles that are not self-propelled from its Manufactured Housing Procedural and Enforcement Regulations

The U.S. Department of Housing & Urban Development (HUD) has put forth a proposed rule that would exempt recreational vehicles that are not self-propelled from its Manufactured Housing Procedural and Enforcement Regulations.

The proposed rule follows a recommendation from the Manufactured Housing Consensus Committee (MHCC), a federal advisory committee, that HUD define a recreational vehicle as “one built on a vehicular structure” and is not certified as a manufactured home. Under this definition, the vehicle is designed only for recreational use and is not to be used as a primary residence or for permanent occupancy. The vehicles in question would also need to meet either the National Fire Protection Association 1192-15 or the American National Standards Institute A119.5-09 consensus standards for recreational vehicles.

HUD has been wrestling with the question of recreational vehicles and manufactured housing for four decades. In May 1976, the department issued its Mobile Home Procedural and Enforcement regulations, which first exempted recreational vehicles because they “do not fall within the definition of mobile homes and are not subject to these regulations.” The most recent change was proposed in December 2014 by the MHCC, which called for new language that more clearly spelled the differences between recreational vehicles and manufactured housing. 

About the author
Published
Feb 09, 2016
Insuring The Risk To Lenders At Closing

Traditional protections like title insurance and closing protection letters may leave lenders exposed to significant settlement, funding, and fraud-related losses

CHLA Uses Trump Mortgage Order To Renew Push For LO Comp Reform

Community lenders want more flexibility over employee compensation, closing-cost estimates, down payment assistance, and federal supervision of smaller IMBs

Servicers Begin Testing Systems Ahead of VA Partial Claim Deadline

VA lenders and servicers have until Nov. 28 to implement the new loss mitigation waterfall and Partial Claim Program

ROAD Act’s Housing Incentive May Be Too Small To Move Supply

Realtor.com finds the median city risks losing only about $84,000, although the policy could carry more weight in supply-starved Northeast and Midwest markets

CRA Proposal Could Reshape Bank Lending And Affordable Housing Investment

The OCC and FDIC would put more weight on lending while easing community development requirements for hundreds of banks

Fannie Mae AI Governance Deadline Arrives Aug. 6

Seller/servicers using artificial intelligence in origination or servicing must have formal policies, oversight, and vendor controls in place