FHFA Extends Deadline for UMBS Input – NMP
Regulation and Compliance

FHFA Extends Deadline for UMBS Input

Nov 18, 2019
Photo credit: Getty Images/bbbrrn

The Federal Housing Finance Agency (FHFA) has extended the deadline on its Request for Input (RFI) regarding Fannie Mae’s and Freddie Mac’s pooling practices for the formation of To-Be-Announced (TBA)-eligible Uniform Mortgage-Backed Securities (UMBS) from Dec. 19 to Jan. 21.
 
The agency gave no reason on why the deadline was extended. The RFI follows the recent launch of UMBS, and the FHFA said this initiative will help it “determine whether further action or alignment is necessary to ensure reasonably consistent security cash flows and continued fungibility of the Enterprises’ UMBS.”
 
The FHFA is also seeking public input about other policies and practices that might affect UMBS fungibility, including Fannie Mae and Freddie Mac’s oversight of UMBS prepayment speeds and alignment. Input can be made via the FHFA site or through direct mail to the agency’s headquarters in Washington, D.C.
 
About the author
Phil Hall
Link copied
Published
Nov 18, 2019
Get the NMP Daily
Analysis and Data
High-Income Borrowers Pull Back As Credit Demand Softens: TransUnion

Interest-rate-sensitive consumers remain open to refinancing opportunities while Gen X reports the strongest affordability pressures

Fewer Americans expect to apply for new credit or refinance existing debt over the next year, according to TransUnion's Q2 2026 Consumer Pulse Study, with the sharpest pullback coming from higher-income households that have remained among the most active borrowers during the...

Continue reading
C-Suite Strategies
Figure Acquires Top RTL Lender Kiavi In $717M Deal

Acquisition adds more than $7 billion in annual first-lien volume as Figure expands investor-lending platform

Figure Technology Solutions has entered into a definitive agreement to acquire Kiavi, the nation's top residential transition loan (RTL) lender, in a $717 million transaction that adds more than $7 billion in annual first-lien volume to Figure's marketplace and expands its p...

Continue reading
Renew your NMLS License — for free.

Enjoy access to a free NMLS renewal class when you attend an in-person event.

Find an event
More from
Regulation and Compliance
CFPB Tells Lenders Immigration Status Can Factor Into ATR Analysis

CFPB frames immigration status as a potential ability-to-repay factor when future U.S.-based income is at risk

Regulation and Compliance
Jun 10, 2026
UAD 3.6 Deadline Nears; First American Earns Verification

First American's ACI Sky Workbench gains verification ahead of the Nov. 2 implementation date for the GSEs' updated appraisal reporting requirements

Regulation and Compliance
Jun 08, 2026
MISMO Introduces New Loan Boarding Standard

Wrapper Files support standardized data transfers between origination and servicing systems, with potential savings of $60 to $160 per loan

Regulation and Compliance
May 29, 2026
The GLBA Compliance Gap Your AI Deployment Just Opened

Old statutes, new models, and the vendor contract you signed before machine learning became operational

Regulation and Compliance
May 26, 2026
FHA Keeps Tri-Merge Credit Reports While Expanding Approved Scoring Models

HUD says FHA lenders will continue using three-bureau credit reports even as the agency adopts newer scoring models aimed at increasing competition and modernizing mortgage underwriting

Regulation and Compliance
May 26, 2026
House Passes Amended 21st Century Road To Housing Act

The House version softens a controversial provision aimed at large institutional investors

Regulation and Compliance
May 21, 2026