Tagged: regulations

Seller/servicers using artificial intelligence in origination or servicing must have formal policies, oversight, and vendor controls in place

Fannie Mae and Freddie Mac will eliminate abbreviated project reviews for condo applications dated on or after Aug. 3

Guide focuses on tracing mortgage data from borrower documents through AI validation, human review, and final LOS entry

Wholesale lender cites internal loan data to urge regulators to monitor whether new condominium eligibility standards reduce access to conventional financing

The lender group says mortgages below $100,000 routinely lose money, while LO compensation rules could prevent federal incentives from reaching originators

AI governance in mortgage servicing after the GSE mandates

The agency says proprietary and machine-learning models do not relieve lenders of their fair lending and disclosure responsibilities

A look back at the legislation that transformed the American dream, and what history can teach today's mortgage professionals

New report argues factory-built housing could lower construction costs, expand affordable inventory, and create more opportunities for first-time homebuyers

New definitions covering eHELOCs, remote online notarization, valuation modernization, and compliance initiatives aim to improve consistency