Tagged: regulations

Massachusetts, Maine, and Illinois are expanding oversight of home equity financing

The federal watchdog closed thousands of supervisory and investigative matters as it narrowed oversight

Despite staffing cuts, legal challenges, and a lower public profile, the CFPB remains a consequential force in residential lending

A federal judge found the brokerage failed to establish standing in its compensation lawsuit, while disputes over borrower leads, recruiting, and wages continue

CHLA’s Scott Olson examines how the next Congress could reshape housing tax breaks, lending costs, and access to homeownership — and where bipartisan deals remain possible

Only 40% of smaller lenders surveyed reported ongoing AI monitoring, compared with 80% of larger lenders, as a new state examiner guide details the records regulators may request

Court records show more than 90 loans originated through one broker using six borrower LLCs, one title agency, and two principal appraisers

Two certifications move the industry’s FRAME initiative from governance guidance toward product-level validation and implementation

Critical defect rate jumps 23.9% as math-based compliance findings expose the potential for one systemic error to affect loans across a lender’s book

As FHFA moves to give Federal Home Loan Banks more flexibility, the trade group is renewing its push to give qualified independent mortgage banks access to FHLBank membership and liquidity