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Brett Contreras

Brett Contreras

VP of Compliance

Brett Contreras serves as vice president of compliance at West Capital Lending, leading the company’s multistate licensing, examination management, and regulatory strategy initiatives. Brett is committed to strengthening collaboration between regulators and mortgage professionals — advocating for compliance practices that balance consumer protection with operational innovation. His work reflects a dedication to building a stronger, more transparent, and forward-thinking mortgage industry.
 

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Why State Regulators Are Now The Most Important Compliance Partners In Mortgage Lending

Mortgage compliance has entered a new “state-centric” era in which state regulators — not the CFPB — now drive oversight, enforcement, and collaboration, requiring lenders to adopt state-by-state strategies and stronger relationships with examiners