Mortgage Banker Magazine

Mortgage Banker magazine is where mortgage company leaders turn for strategies and insight that fuel their financial decisions

December 2024

Breaking Barriers

The mortgage industry is navigating a transformative period, driven by evolving market dynamics, regulatory changes, and advancing technology. From the missteps of relying on rate predictions to the strategic reassessment of Mortgage Servicing Rights (MSRs) in a volatile market, lenders are learning to adapt. Regulatory shifts, such as PACE loan prioritizations and data privacy carveouts, demand compliance while balancing consumer rights. Meanwhile, digital mortgages are redefining industry expectations, and the importance of marketing strategies to retain and attract business cannot be overstated. As the sector braces for a future where traditional practices give way to innovation, it’s clear that agility and consumer-centric approaches will determine success.

Powerful Women of Mortgage Banking
Cover Story
Powerful Women of Mortgage Banking 2024

Meet the women who have blazed the path and left their mark on the industry for years to come

Mortgage Banker Magazine
Parallel Interest
When It Comes To MSRs, Hold On Tight!

If every penny counts, pricing loans accurately makes and breaks profitability

Preetam Purohit
Traditional Mortgages Won't Exist By 2035
Traditional Mortgages Won’t Exist By 2035

Build a boat or learn to swim — a wave of 3rd-generation housing technology is crashing over the industry

Chad Smith
The Story Of Your Success
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The Federal Reserve finally reduced interest rates in mid-September by half a percentage point. Because this easing in borrowing costs was already priced into mortgage interest rates, no big changes occurred during the immediate aftermath. But, the rate drop sent ripples through the housing industry — consumers are beginning to wake up. When consumers rise, the housing economy will come back to life. The pace of existing-home sales lingered near historic lows through the third qu
Remember Your Marketing Department?

Rate cuts signal opportunity in 2025. Your LOs — and clients — should hear it from YOU

Chris Harrington
PACE Yourself
PACE Yourself

How green dreams for homeowners turn into lenders’ red flags

Bank On Borrowers, Not Rate Predictions
Bank On Borrowers, Not Rate Predictions

Chasing rate forecasts wastes resources better spent on cold, hard business

Rob Chrisman
Mortgage Banker Magazine

Mortgage Banker magazine is where mortgage company leaders turn for strategies and insight that fuel their financial decisions.