Leaders Think in Possibilities – NMP Skip to main content

Leaders Think in Possibilities

Aug 06, 2015

On the July 27th episode of my Lykken on Lending radio show, my co-hosts and I had the opportunity to interview Jack Nunnery, executive vice president of Texas Capital Bank, on an innovative new program he's launching in correspondent lending. In introducing Jack, I mentioned a quote that he has on his task, because I believe it drives everything he does in his organization. And it's worth discussing here. The quote is from Robert Kennedy: "There are those who look at things the way they are, and ask why ... I dream of things that never were, and ask why not?"

By its very nature, leadership thinks in possibilities. It's about imagination and focusing on what could be rather than simply on what is. In order to take our organizations in new directions and reinvent ourselves to better face the future, we've got to be able to envision something beyond the here and now. Great leaders are already in the future, and they are simply helping others get there too.

As the mortgage industry faces a variety of setbacks from regulatory and economic hurdles, it's important for leaders to keep their imaginations going. The moment we stop dreaming of what could be is the moment we settle for less than we could have. To make the industry better, we've got to keep believing in the possibility of a better industry. Reality doesn't consist solely of what's right in front of us. For the greatest leaders among us—the leaders that we ourselves want to be—reality lies in the possibilities.



 

David Lykken is 40-year mortgage industry veteran who has been an owner operator in three mortgage banking companies and a software company. As a former business owner/operator, today David loves helping C-Level executives and business owners achieve extraordinary results via consulting, coaching and communications, with the objective of eliminating corporate dysfunction, establishing and communicating a clear corporate strategy while focusing on process improvement and operational efficiencies resulting in increased profitability. David has been a regular contributor on CNBC and Fox Business News and currently hosts a successful weekly radio program, “Lykken on Lending,” that is heard each Monday at noon (Central Standard Time) by thousands of mortgage professionals. He produces a daily one-minute video called “Today’s Mortgage Minute” that appears on hundreds of television, radio and newspaper Web sites across America. He may be reached by phone at (512) 501-2810 or by e-mail at [email protected]. 

About the author
Published
Aug 06, 2015
Jobs Report Comes In Weak After Mortgage Rates Surge

Employers added just 29,000 jobs in September, sending Treasury yields lower and offering a potential counterweight to the recent rise in mortgage rates

Oct 02, 2026
Price Cuts Hit Four-Year High As Mortgage Rates Top 7%

More than one in five listings took a price cut in September, but pending sales still posted their sharpest annual decline since March 2025

Oct 01, 2026
Serious Mortgage Delinquencies Rise 19% After Five Months Of Improvement

ICE data shows 574,000 mortgages were at least 90 days past due in August, while early-stage delinquencies remained below year-ago levels

Sep 29, 2026
Smaller Down Payments Give Buyers More Room, But Rates Limit The Savings

The typical down payment fell 9% from a year ago, while shifting market conditions are giving originators different affordability conversations across the country

Sep 25, 2026
Mortgage Rates Break 7% Just As Builders Find A Way To Move Buyers

New-home sales rose 6.4% in August as builders cut prices, offered incentives, and sold more lower-priced homes. Now mortgage rates are moving against buyers again

Sep 25, 2026
Borrowers Want Digital Closings, But Some Originators Remain Hesitant

ServiceLink finds 45% of surveyed LOs cite borrower reluctance as a barrier, even though most recent buyers say digital options would influence their choice of mortgage provider

Sep 23, 2026