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Credit Score Costs Surge, FHFA Move Opens Door To Mortgage Pricing Reset

Equifax data shows fallout rising and score costs driving nearly half of credit report expense while VantageScore 4.0 introduces new competition

Apr 24, 2026
VantageScore Expands RiskRatio As Credit Pressure Builds

RiskRatio upgrade gives lenders earlier visibility into borrower performance as delinquencies rise and credit cost pressures intensify

Apr 10, 2026
Equifax, TransUnion Slash VantageScore 4.0 Mortgage Credit Score Pricing

New pricing from major credit bureaus expected to deliver over $1 billion in industry savings

Mar 10, 2026
Justin Demola Joins Equifax In Senior Leadership Role

Demola joins Equifax as credit data takes center stage in mortgage market

Jan 12, 2026
Equifax Launches New Income Qualify Product

New pre-qual offering will assist lenders in assessing borrowers earlier in the loan process

Dec 10, 2025
Equifax Responds To Credit Scoring Market Disruption

As a counterpunch to moves by competitors, changes to VantageScore 4.0 pricing seek to reduce costs for lenders and homebuyers

Oct 08, 2025