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The Preferred Program bundles Classic FICO and FICO 10T at an unchanged wholesale price
Both bureaus introduce ways to purchase credit scores separately from reports, while Equifax reports growing VantageScore adoption and extends $1 pricing through 2028
Credit-score pricing contributed heavily to the increase, while exclusive VantageScore use remained limited
Equifax data shows fallout rising and score costs driving nearly half of credit report expense while VantageScore 4.0 introduces new competition
RiskRatio upgrade gives lenders earlier visibility into borrower performance as delinquencies rise and credit cost pressures intensify
New pricing from major credit bureaus expected to deliver over $1 billion in industry savings
