Federal Reserve Bank of New York

Inflation and earnings dip, but credit access and financial optimism brighten the economic landscape, reveals NY fed's survey.

Consumer credit preferences shift as households anticipate reduced demand for credit cards, mortgages, and auto loans in the coming year.

Inflation expectations see minor fluctuations, while concerns about job security and household finance intensify.

Fed survey depicts a labor market with improved job satisfaction but mounting concerns about future employment.

But expectations about household financial situation improve.

Credit card balances surge to series high amid stagnant mortgage market.