Mortgage Bankers Association (MBA)

Average refinance loan amount also rises, while purchase activity stays nearly flat

Higher rates, rising geopolitical conflict play a role; FHA refinances drive app activity

Bill applauded as ‘another important step forward’ that would curb 'abusive' trigger leads

NCRA President calls it “an untested experiment” that could exclude millions of creditworthy borrowers.

Purchase, refinance activity dropped, but remain well above last year’s levels, MBA reports

MBA says tri-merge credit checks cost lenders up to $100 per loan, doubling since pre-COVID, as industry pushes for a cheaper, single-report model