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Conforming Lock Volumes Hit New Low In December

As borrowers increasingly rely on government and non-conforming loans, the GSE market has shrunk dramatically

Jan 15, 2025
U.S. Homebuilders Cheer Republican Sweep

Sales optimism at a two-and-a-half-year peak reflects builders' belief that an administration change “will result in significant regulatory relief for the industry,” the NAHB Chair said.

Nov 19, 2024
Rate-And-Term Refinance Locks Surge 700% Over Previous Year

Optimal Blue's September 2024 Market Advantage mortgage data report cited the FOMC rate cut as the main trigger for activity

Oct 08, 2024
Refinance Wave Gains Height And Speed In August

Purchase locks sank 16% year over year, despite August being the most affordable month for home buying since February.

Sep 11, 2024
July Refinance Activity, Rate Lock Volume See Increases

Optimal Blue's July 2024 Market Advantage mortgage data report shows a lift in mortgage activity as interest rates dip

Aug 12, 2024
Purchase Locks Plunge To End The Second Quarter

Early-stage origination data show homebuying continues to stagnate, even as prices fall.

Jul 11, 2024