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After several years of rapid equity gains that peaked in 2022, homeowner equity levels appear to be stabilizing as slight shifts seen in recent quarters suggest the housing market may be settling into a more balanced phase

As more homeowners stay put, they are tapping into equity products to ensure stability and build financial confidence

After turning $29M profit on $191M revenue and $6B in home equity lending, Figure’s IPO underscores push to reshape non-agency markets

Analysts see stable loan performance and softening rates, while insurance costs rising and inventory stalling

Blockchain lender founded by SoFi’s Mike Cagney seeks to raise over $500 million, betting on faster HELOCs and digital lending infrastructure

Originations climb 5% YoY in Q1 2025 thanks to 44% refi leap, while home equity market sees strongest growth in three years