Redfin

Why the JV model no longer controls where the mortgage decision is made

Redfin data shows rising inventory and hesitant buyers are driving deeper price reductions, reshaping negotiation dynamics and deal flow for loan originators

Rising stale inventory and longer days on market signal weaker demand, fewer originations, and increased pricing pressure for loan officers

Survey finds experienced agents frustrated with Zillow, MLS systems, and pocket listings, while most report little change in commissions post-NAR settlement

Data shows short-term borrowers positioned to benefit as refinance window remains likely

Redfin report highlights growing imbalance as supply outpaces demand in 2026 housing market