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TD Bank's survey reveals more first-time buyers seek new construction as housing shortage persists.
High interest rates and low housing supply stall homeowners, according to a new TD Bank survey
'TD Bank chose profits over compliance in order to keep its costs down,' said U.S. Attorney General Merrick Garland.
New listings are up 21% annually, evidence of rate lock weakening.
The new Home Access Mortgage is designed to increase homeownership opportunities in Black & Hispanic communities.
