Mortgage Banker Magazine

Mortgage Banker magazine is where mortgage company leaders turn for strategies and insight that fuel their financial decisions

March 2024

Blurred Lines

This month’s issue of Mortgage Banker Magazine explores how regulators’ fair lending enforcement has become a revolving risk for lenders facing allegations of redling, but demands to lend on race. We also examine how supply and demand for U.S. Treasury bonds shape the debt market for lenders, appraisers ignoring time adjustments for local house price growth affect valuations, how manually scrubbing records for HMDA compliance is an analog activity in mortgage’s brave new world of automation, and more!

CFPB, HUD Risk Litigation Over Fair Lending Enforcement
Cover Story
CFPB, HUD Risk Litigation Over Fair Lending Enforcement

Regulators Act In Defiance – Or Ignorance – Of June’s Harvard Ruling

Supply And Demand Are Still Alive And Well
Supply And Demand Are Still Alive And Well

Treasury auctions may face weaker demand but they’re still getting done

Manually Scrubbing For HMDA Compliance?
Manually Scrubbing For HMDA Compliance? It’s Time To Automate

Investing in digital transformation systems provides a significant advantage over “wait-and-see” institutions

Tyler Barron
The Story Of Your Success
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Appraisal Time Adjustments Are Underused
Appraisal Time Adjustments Are Underused

Appraisers ignoring time adjustments for local house price growth are affecting valuations

Mortgage Banker Magazine

Mortgage Banker magazine is where mortgage company leaders turn for strategies and insight that fuel their financial decisions.