Federal preemption push could simplify compliance long term, but originators must still follow existing state and federal AI laws
New platform leverages AI to streamline mortgage processes
New acquisition bid for Two Harbors raises questions around UWM’s deal, highlights growing competition for MSRs, and signals shifting strategies across the mortgage servicing landscape
Long-standing worker migration patterns prove a strong predictor of future housing demand
The shift could also reshape competitive dynamics between banks and nonbanks across mortgage origination and servicing
Slow sales, falling rates, and rising supply shift housing market power to buyers
Aging, equity-rich homeowners drive demand for second-lien solutions as record housing wealth reshapes originator strategy
As originators’ and consumers’ needs evolve, so too must licensing, industry alliance says
Fannie, Freddie ease insurance rules, allowing cheaper roof coverage, higher deductibles, and added flexibility for borrowers, condos, and lenders
Deal brings together two high-producing retail lenders as competition for talent, scale intensifies