Fair, Isaac Offers Lenders and Brokers Clear Explanations of FICO Scores MortgagePress.comFair, Isaac and Company Inc, FICO, credit score, Fair, Isaac and Company Inc. has made public clear, comprehensive explanations of FICO credit bureau risk scores. The Web-based FICO Guide service delivers to lenders and brokers a personalized explanation of the factors considered in a given consumer's FICO score, and suggestions on how to improve the score over time. The FICO Guide service became available in September to subscribing mortgage lenders and brokers for beta testing. The Web-based service requires the user to enter, on behalf of a consumer, the consumer's credit score and the reason codes associated with that score. The FICO Guide service returns an analysis, general information about a lender's typical view of that score, a graphical description of that score's ranking within a national distribution, and information on how the consumer can impact his or her credit rating over time. For more information, visit www.fairisaac.com.