Novelle launches 10-year IO loan – NMP Skip to main content

Novelle launches 10-year IO loan

Oct 26, 2005

The CAN-SPAM Act and mortgage leads: More in common than you thinkRyan BuellCAN-SPAM Recently, the federal government passed a law intended to curb unsolicited and undesired advertising e-mails, which are currently being sent at a rate of millions per day to consumers throughout the country. You likely have received countless offers for male enhancement products, get-rich-quick schemes and dietary supplements through these e-mails. The solicitors and benefactors of these products seem to lurk beyond our reach, hiding out in the backstreets of our country. Their manipulative and deceitful practices are destroying the most effective communication system devised to date--e-mail. At least, that's what we're led to believe. The truth is, the people behind many of these advertisements are closer to you than you realize. E-mail marketers work in the office next to yours; their children play at school with your children; they value quality family time and firmly believe in operating as socially responsible members of the community. While it is true that many companies and individuals engage in illicit e-mail marketing activities, there are just as many--perhaps even more--reputable and honest companies who abide by the laws. We hope the new CAN-SPAM Act will strengthen the operations of those law abiding companies. So, what does this have to do with mortgage leads? Internet leads are typically derived from pop-up ads, banner ads, search engine placement and e-mail marketing. E-mail marketing is clearly the most effective method, so if you purchase Internet leads, you are likely purchasing leads derived from e-mail marketing. This does not place you in any potential danger of being prosecuted under the CAN-SPAM Act, since the law defines only the sender of the advertisement as the company or individual accountable should any illegal activity occur during an e-mail marketing campaign, but it is still vital that you know your Internet leads provider generates their leads lawfully. After all, although purchasers are safe from the CAN-SPAM Act, they could find themselves embroiled in a lawsuit or investigation filed by an angry consumer if they deal with lead generators who carry on illegal e-mail practices. Besides, a company that abides strictly by the law is more likely to offer of a legitimate product. To summarize, make sure your lead provider complies with the new Federal CAN-SPAM Act. In the age of Internet lead uncertainty, knowing that you are purchasing leads derived in a lawful manner could save headaches, money and hours beyond your imagination. Ryan Buell is CEO of Alansis Corporation. He may be reached by phone at (858) 597-3041 or by e-mail at [email protected].
About the author
Published
Oct 26, 2005
The Fed Held. The Mortgage Market Got A Warning.

Three policymakers favored an immediate hike, while Warsh welcomed higher bond yields and offered no clear path toward mortgage-rate relief

Jul 30, 2026
New Study Finds UWM's 'All-In' Triggered Industrywide Pricing Spillovers

Research shows wholesale competitors responded to the 2021 Rocket ban by lowering mortgage rates,

Jul 15, 2026
First Major Housing Reform In Decades Becomes Law Without Trump's Signature

Bipartisan ROAD to Housing Act advances supply, construction, and mortgage reforms despite White House protest

Jul 10, 2026
Mortgage Star Conference Honors Women Shaping The Future Of Mortgage Leadership

MWLC honors leaders driving innovation, mentorship, and growth across the mortgage industry

Jul 09, 2026
June Jobs Report Improves Mortgage Rate Outlook

Slower hiring strengthens bonds and eases concerns over additional Fed tightening

Jul 02, 2026
NEXA Founder Mike Kortas Launches evoLend To Help Originators Retain Borrowers

New Fannie Mae-, Freddie Mac- and Ginnie Mae-approved mortgage servicer aims to keep originators connected to borrowers through servicing data, payoff visibility and retention tools

Jul 02, 2026