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The facts about mortgage lending

National Mortgage Professional
Apr 25, 2007

Silver Hill now finances gas stations, named one of "Best Places to Work" in 2007Mortgagepress.comsmall-balance commercial loans, underwriting Silver Hill Financial LLC, a leading national real estate lender specializing in small-balance commercial loans, has expanded its lending program to include financing on gas stations. Silver Hill pioneered a residential-style underwriting approach for small-balance commercial loans in 2003 and has since continued to enhance its program to meet the needs of a changing and growing marketplace. "We're excited about adding gas stations to our program because they are an underserved property type in the small-balance commercial market," said Joanna Schwartz, managing director for Silver Hill. "Silver Hill's unique underwriting approach allows us to consider this and other property types that are not typically served through traditional small-commercial financing means. Our program gives mortgage brokers the opportunity to serve more borrowers by offering niche solutions to their customers." With the program enhancement now in effect, Silver Hill offers financing on gas station loans up to $1 million, with up to 75 percent loan to value. In other news from Silver Hill, the company has been recognized by the South Florida Business Journal as one of the most outstanding places to work in South Florida. Honored at an awards presentation in February in Fort Lauderdale, Silver Hill was a finalist in the large business category, defined as employing 200 or more local South Florida residents. "Silver Hill is thrilled to be recognized by the South Florida Business Journal as one of the '2007 Best Places to Work,' especially because it is our employees who have taken our company to finalist status," said Joanna Schwartz, Managing Director for Silver Hill. "Regardless of recognition, we are committed to providing a great work environment at Silver Hill - one that makes employees proud to be part of our team and attracts talented people to join our growing company." Silver Hill promotes a corporate culture focused on teamwork, ongoing communication, innovation and continuous improvement. The national lender's strong commitment to training includes in-depth industry and product education through its Silver Hill University not only for new employees, but continuing throughout an employee's tenure. Career growth opportunities and a family-sensitive philosophy contribute to a positive work environment. Chosen among nearly 200 nominee companies, Silver Hill was one of 14 finalists in the large business category for Best Places honors, based on results of an employee engagement survey. Conducted by a third party, the confidential online survey measures various aspects of each company in areas such as people practices, team effectiveness and trust. For more information, visit
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