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Citizens Home Loan announces new five-year option ARMMortgagePress.comFive-year option adjustable-rate mortgage Citizens Home Loan has introduced a new adjustable-rate mortgage, the Five Year Fixed Wealth Builder Option ARM. The mortgage gives customers a fixed interest rate for five years and four fixed payment options every month, freeing up cash flow for investments, paying off credit card debts or emergencies. The payment methods available are the 15-year payment, the 30-year payment, the interest-only payment and the minimum payment, which is customized by the buyer at origination. Citizens Home Loan is a national mortgage lender based in Charlotte, N.C. For more information, call (877) 245-6036 or visit www.citizenshomeloan.com.