Meet the executivesGary Simpson and Ralph LoVuolo Sr., CRMSCountrywide,America's Wholesale Lender
Todd Dal Porto
Todd Dal Porto is senior managing director of Countrywide Financial
Corporation. He also serves as president of the wholesale lending
division for its main subsidiary, Countrywide Home Loans Inc. Since
the fall of 1998, Dal Porto has overseen all activities of the
wholesale lending division. His areas of responsibility encompass
oversight and strategic direction of sales, fulfillment,
operations, finance and pricing, technology, risk management and
human resource administration. Prior to taking on leadership of the
division, Dal Porto served as division executive vice president of
national production and was responsible for all origination and
fulfillment activities for the division's nationwide branch
network. He joined Countrywide in 1996 as regional vice president
with responsibility for eight wholesale branches in southern
California. His mortgage banking career started in 1985 with First
Franklin Financial in San Jose, Calif., where he ultimately served
as executive vice president and chief operating officer of mortgage
lending. Dal Porto is a member of the National Association of
Mortgage Brokers and the Mortgage Bankers Association (MBA). He
previously served as an ex-officio member of the NAMB Board of
Directors for six years and was recognized as their Affiliate of
the Year in 1999. Dal Porto is licensed as a California real estate
mortgage broker and earned a Bachelor of Science degree in commerce
from Santa Clara University in Santa Clara, Calif.
Brian Robinett
Brian Robinett is managing director and chief operating officer for
Countrywide's wholesale lending division. In this position, he
oversees all aspects of the company's wholesale lending efforts for
both prime and non-prime. Robinett most recently served as
Countrywide's managing director of prime lending, where he oversaw
the wholesale division's nationwide network of 52 local wholesale
branches and a sales force of more than 500 account executives.
Prior to joining Countrywide, he served as senior vice president
and western regional manager for Residential Funding
Corporation/Homecomings Financial Network and for First Franklin
Financial, where he held both production and secondary marketing
positions. Robinett is a member of NAMB and is currently serving in
an ex-officio capacity on their Board of Directors. He has also
previously served as statewide affiliate representative on the
California Association of Mortgage Brokers Board of Directors.
Robinett holds a Bachelor of Science degree in finance from Santa
Clara University.
Debbie Rosen
Debbie L. Rosen is managing director of Countrywide's wholesale
lending division's specialty lending group, which pairs exceptional
customer service with a broad array of attractive and competitively
priced loan products for borrowers across the entire credit
spectrum. In this capacity, Rosen oversees the specialty lending
group's production and operations, which are conducted through
Countrywide's nationwide network of local wholesale branches and
five regional processing centers. Before joining Countrywide, Rosen
spent 11 of the previous 14 years with Associates First Capital
Corporation, where she served as the firm's president of home
equity services from 1997 until its merger with CitiGroup in 2001.
During that time, Associates First Capital Corporation was the
leading non-prime underwriter in the nation. She has also held
management roles with Primerica Life Insurance Company and ITT
Financial Services. Rosen is the current chair of the National Home
Equity Mortgage Association and has served on the NAMB Board of
Directors. In addition, she has been a member of the non-prime
committee of the MBA. With more than 20 years of experience in
consumer financial services from the branch level to senior
executive, Rosen is recognized as a prominent advocate for the
mortgage industry and the non-prime market, and is a frequent
speaker at industry conferences.
Eric Spence
Eric Spence is managing director and national sales manager for
Countrywide's wholesale lending division. In this role, Spence is
responsible for production and market share growth, revenue
generation and sales management evolution for the wholesale lending
division. A 20-year veteran of the mortgage lending industry,
Spence most recently served as executive vice president, prime
production for Countrywide's wholesale branch system. Prior to
holding this position, Spence was executive vice president of
production at Washington Mutual, where he was responsible for
overseeing the company's retail, wholesale and correspondent
lending divisions, as well as production at Long Beach Mortgage.
Previously, he was senior vice president for Washington Mutual's
wholesale lending division, where he was responsible for growing
the wholesale broker channel and improving the company's wholesale
market ranking. Spence held the position of senior vice president
of wholesale lending for American Savings Bank, which was later
acquired by Washington Mutual. He has also held wholesale
management positions at SCS Mortgage and Loan America.
