NAHB: Builders applaud changes to HOPE for Homeowners program

Mortgage Concepts promotes Leonard J. Ramirez to VPMortgagePress.comSteven A. Milner, Leonard J. Ramirez, Mortgage Concepts President and CEO Steven A. Milner of Mortgage Concepts, a dba of U.S. Mortgage Corporation, a licensed mortgage banker, announced the appointment of Leonard J. Ramirez as vice president. Mr. Ramirez has served with the company since November 2000. "I very much look forward to my continuing dialogue with Lenny with respect to our day to day operation," comments CEO Steven A. Milner. "Lenny has keen insight to the Mortgage Banking Business and especially of the multi-dimensional business model we have implemented at Mortgage Concepts. I am confident that he will be a tremendous asset to the future of Mortgage Concepts and to the growth of the company." Mr. Ramirez began his extensive career in the mortgage banking industry in 1983 as a salesperson and a licensed real estate agent. He began employment at Mortgage Concepts in 2000 as sales manager. He was then promoted to sales and processing manager in 2002. In 2007 he was promoted to vice president of operations. Mortgage Concepts is currently a licensed mortgage banker in 10 states, operating retail mortgage lending, wholesale mortgage lending and reverse mortgage lending. The company is constantly developing new and improved approaches to origination and operation functions to meet the needs of their clients. Mortgage Concepts has consistently maintained a very well respected reputation for mortgage banking knowledge, efficiency, professionalism, fairness, respect and competitiveness in conjunction with the highest degree of quality control in the industry. For more information, www.MortgageConceptsOnline.com.